City comparison

Lexington, KY vs Orlando, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Orlando, FL are 9.2% higher than in Lexington, KY. Someone earning $100,000 in Lexington, KY would need about $109,200 in Orlando, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,731 a month in Orlando, FL versus $1,079 in Lexington, KY. On $100,000, that's 26% of take-home pay in Orlando, FL and 17% in Lexington, KY.
  • On $100,000, estimated state income tax is about $3,382 a year higher in Lexington, KY than in Orlando, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Lexington, KY to Orlando, FL changes real buying power by −8.4%, purely from prices.
LexingtonOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lexington, KY: price level 92.9 (cheaper)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lexington, KYOrlando, FL
Price level (U.S. = 100)292.9101.4
$100,000 is worth, in the other city2$109,182 in Orlando$91,590 in Lexington
Typical 1-bedroom rent3$1,079/mo$1,731/mo
Take-home on $100,00014,15,8$75,798$79,180
State income tax on $100,000 (estimate)8$3,382 (KY)$0 (FL)
Rent burden on $100,00017%26%
Median pay, all jobs4$48,620$46,630
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Lexington-Fayette, KY MSA and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Lexington-Fayette, KY and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Lexington, KYOrlando, FL
Price level (U.S. = 100)LexingtonOrlando
Housing (rent)77.1123.4
Goods96.296.2
Utilities74.687.2
Other services96.998.9
Overall92.9101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lexington, KY → Orlando, FL

Same pay buys less

Buying power −8.4%; rent takes 26% of take-home; state tax −$3,382/yr.

41 Weak offer

Orlando, FL → Lexington, KY

Same pay goes further

Buying power +9.2%; rent takes 17% of take-home; state tax +$3,382/yr.

97 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Lexington, KY to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Lexington, KYOrlando, FLReal change, Lexington → Orlando
GS-9 step 1$61,722$61,722−8.4%
GS-11 step 1$74,678$74,678−8.4%
GS-12 step 1$89,508$89,508−8.4%
GS-13 step 1$106,437$106,437−8.4%
GS-14 step 1$125,776$125,776−8.4%

Pay for common jobs

Median annual pay4Lexington, KYOrlando, FLOrlando pay in Lexington dollars
Elementary School Teachers, Except Special Education$61,460$60,190$55,128 (−10.3%)
Software Developers$123,510$129,620$118,719 (−3.9%)
Accountants and Auditors$77,780$78,630$72,017 (−7.4%)
Registered Nurses$79,040$83,550$76,524 (−3.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.