City comparison
Lansing, MI vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 16.4% higher than in Lansing, MI. Someone earning $100,000 in Lansing, MI would need about $116,400 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,012 in Lansing, MI. On $100,000, that's 36% of take-home pay in Oxnard, CA and 16% in Lansing, MI.
- On $100,000, estimated state income tax is about $1,071 a year higher in Oxnard, CA than in Lansing, MI.
- For federal employees, locality pay changes a GS-13 step 1 salary by +5.7% moving from Lansing, MI to Oxnard, CA ($117,402 → $124,085), while prices change by +16.4%. Net effect of the transfer: −9.2% in real buying power.
- Lansing, MI: price level 95.0 (cheaper)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Lansing, MI | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.0 | 110.5 |
| $100,000 is worth, in the other city2 | $116,363 in Oxnard | $85,938 in Lansing |
| Typical 1-bedroom rent3 | $1,012/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $75,181 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $5,070 (CA) |
| Rent burden on $100,000 | 16% | 36% |
| Median pay, all jobs4 | $52,800 | $52,510 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Los Angeles-Long Beach, CA |
Rent areas: Lansing-East Lansing, MI MSA and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Lansing-East Lansing, MI and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Lansing | Oxnard |
|---|---|---|
| Housing (rent) | 83.5 | 171.1 |
| Goods | 93.7 | 105.2 |
| Utilities | 95.5 | 152.9 |
| Other services | 99.6 | 100.3 |
| Overall | 95.0 | 110.5 |
Moving with the same $100,000 salary
Lansing, MI → Oxnard, CA
Same pay buys less
Buying power −14.1%; rent takes 36% of take-home; state tax +$1,071/yr.
20 Weak offer
Oxnard, CA → Lansing, MI
Same pay goes further
Buying power +16.4%; rent takes 16% of take-home; state tax −$1,071/yr.
100 Strong offer
On the GS pay scale?
Lansing, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Lansing, MI to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Lansing, MI | Oxnard, CA | Real change, Lansing → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $71,957 | −9.2% |
| GS-11 step 1 | $82,372 | $87,061 | −9.2% |
| GS-12 step 1 | $98,729 | $104,349 | −9.2% |
| GS-13 step 1 | $117,402 | $124,085 | −9.2% |
| GS-14 step 1 | $138,734 | $146,632 | −9.2% |
Pay for common jobs
| Median annual pay4 | Lansing, MI | Oxnard, CA | Oxnard pay in Lansing dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $72,930 | $99,420 | $85,440 (+17.2%) |
| Software Developers | $97,120 | $159,430 | $137,011 (+41.1%) |
| Accountants and Auditors | $79,210 | $90,340 | $77,637 (−2.0%) |
| Registered Nurses | $84,320 | $131,160 | $112,717 (+33.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.