City comparison
Lansing, MI vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Lansing, MI (95.0) and Ocala, FL (95.2, U.S. average = 100) are within 1% of each other, so $100,000 in Lansing, MI goes as far as $100,300 in Ocala, FL.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $1,012 in Lansing, MI. On $100,000, that's 18% of take-home pay in Ocala, FL and 16% in Lansing, MI.
- On $100,000, estimated state income tax is about $3,999 a year higher in Lansing, MI than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Lansing, MI to Ocala, FL ($117,402 → $106,437), while prices change by +0.3%. Net effect of the transfer: −9.6% in real buying power.
- Lansing, MI: price level 95.0 (cheaper)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Lansing, MI | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.0 | 95.2 |
| $100,000 is worth, in the other city2 | $100,256 in Ocala | $99,745 in Lansing |
| Typical 1-bedroom rent3 | $1,012/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,181 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $0 (FL) |
| Rent burden on $100,000 | 16% | 18% |
| Median pay, all jobs4 | $52,800 | $43,990 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Lansing-East Lansing, MI MSA and Ocala, FL MSA. Metro areas: Lansing-East Lansing, MI and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Lansing | Ocala |
|---|---|---|
| Housing (rent) | 83.5 | 86.2 |
| Goods | 93.7 | 96.2 |
| Utilities | 95.5 | 87.1 |
| Other services | 99.6 | 98.9 |
| Overall | 95.0 | 95.2 |
Moving with the same $100,000 salary
Lansing, MI → Ocala, FL
Roughly even
Buying power −0.3%; rent takes 18% of take-home; state tax −$3,999/yr.
68 Fair offer
Ocala, FL → Lansing, MI
Roughly even
Buying power +0.3%; rent takes 16% of take-home; state tax +$3,999/yr.
70 Fair offer
On the GS pay scale?
Lansing, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Lansing, MI to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Lansing, MI | Ocala, FL | Real change, Lansing → Ocala |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −9.6% |
| GS-11 step 1 | $82,372 | $74,678 | −9.6% |
| GS-12 step 1 | $98,729 | $89,508 | −9.6% |
| GS-13 step 1 | $117,402 | $106,437 | −9.6% |
| GS-14 step 1 | $138,734 | $125,776 | −9.6% |
Pay for common jobs
| Median annual pay4 | Lansing, MI | Ocala, FL | Ocala pay in Lansing dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $72,930 | $57,540 | $57,393 (−21.3%) |
| Software Developers | $97,120 | $112,780 | $112,492 (+15.8%) |
| Accountants and Auditors | $79,210 | $74,370 | $74,180 (−6.3%) |
| Registered Nurses | $84,320 | $79,230 | $79,028 (−6.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.