City comparison

Lancaster, PA vs Lincoln, NE

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Lancaster, PA are 7.3% higher than in Lincoln, NE. Someone earning $100,000 in Lincoln, NE would need about $107,300 in Lancaster, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,220 a month in Lancaster, PA versus $926 in Lincoln, NE. On $100,000, that's 19% of take-home pay in Lancaster, PA and 15% in Lincoln, NE.
  • On $100,000, estimated state income tax is about $600 a year higher in Lincoln, NE than in Lancaster, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.0% moving from Lancaster, PA to Lincoln, NE ($108,592 → $106,437), while prices change by −6.8%. Net effect of the transfer: +5.2% in real buying power.
LancasterLincoln
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lancaster, PA: price level 98.3 (about average)
  • Lincoln, NE: price level 91.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lancaster, PALincoln, NE
Price level (U.S. = 100)298.391.6
$100,000 is worth, in the other city2$93,206 in Lincoln$107,290 in Lancaster
Typical 1-bedroom rent3$1,220/mo$926/mo
Take-home on $100,00014,15,8$76,110$75,510
State income tax on $100,000 (estimate)8$3,070 (PA)$3,670 (NE)
Rent burden on $100,00019%15%
Median pay, all jobs4$48,210$49,800
Federal locality pay area7Harrisburg-Lebanon, PARest of U.S.

Rent areas: Lancaster, PA MSA and Lincoln, NE HUD Metro FMR Area. Metro areas: Lancaster, PA and Lincoln, NE.

What costs more or less

Lancaster, PALincoln, NE
Price level (U.S. = 100)LancasterLincoln
Housing (rent)93.884.2
Goods100.794.1
Utilities107.376.8
Other services97.793.0
Overall98.391.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lancaster, PA → Lincoln, NE

Same pay goes further

Buying power +7.3%; rent takes 15% of take-home; state tax +$600/yr.

92 Strong offer

Lincoln, NE → Lancaster, PA

Same pay buys less

Buying power −6.8%; rent takes 19% of take-home; state tax −$600/yr.

48 Fair offer

On the GS pay scale?

Lancaster, PA is in the Harrisburg-Lebanon, PA pay area; Lincoln, NE is in Rest of U.S.. The last column shows what a transfer from Lancaster, PA to Lincoln, NE at the same grade and step does to real buying power.

Grade5,2Lancaster, PALincoln, NEReal change, Lancaster → Lincoln
GS-9 step 1$62,972$61,722+5.2%
GS-11 step 1$76,190$74,678+5.2%
GS-12 step 1$91,320$89,508+5.2%
GS-13 step 1$108,592$106,437+5.2%
GS-14 step 1$128,323$125,776+5.2%

Pay for common jobs

Median annual pay4Lancaster, PALincoln, NELincoln pay in Lancaster dollars
Elementary School Teachers, Except Special Education$78,360$61,940$66,455 (−15.2%)
Software Developers$104,740$101,690$109,103 (+4.2%)
Accountants and Auditors$76,110$65,170$69,921 (−8.1%)
Registered Nurses$89,620$87,530$93,911 (+4.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.