City comparison

Lafayette, LA vs Utica, NY

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Utica, NY are 6.3% higher than in Lafayette, LA. Someone earning $100,000 in Lafayette, LA would need about $106,300 in Utica, NY to live the same way.
  • Typical 1-bedroom rents are close: $898 a month in Lafayette, LA and $926 in Utica, NY.
  • On $100,000, estimated state income tax is about $2,246 a year higher in Utica, NY than in Lafayette, LA.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Lafayette, LA to Utica, NY changes real buying power by −5.9%, purely from prices.
LafayetteUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lafayette, LA: price level 87.2 (much cheaper)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lafayette, LAUtica, NY
Price level (U.S. = 100)287.292.7
$100,000 is worth, in the other city2$106,271 in Utica$94,099 in Lafayette
Typical 1-bedroom rent3$898/mo$926/mo
Take-home on $100,00014,15,8$76,566$74,320
State income tax on $100,000 (estimate)8$2,614 (LA)$4,860 (NY)
Rent burden on $100,00014%15%
Median pay, all jobs4$41,780$48,970
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Lafayette, LA HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Lafayette, LA and Utica-Rome, NY.

What costs more or less

Lafayette, LAUtica, NY
Price level (U.S. = 100)LafayetteUtica
Housing (rent)58.866.1
Goods93.799.7
Utilities71.2131.9
Other services95.797.8
Overall87.292.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lafayette, LA → Utica, NY

Same pay buys less

Buying power −5.9%; rent takes 15% of take-home; state tax +$2,246/yr.

50 Fair offer

Utica, NY → Lafayette, LA

Same pay goes further

Buying power +6.3%; rent takes 14% of take-home; state tax −$2,246/yr.

88 Strong offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Lafayette, LA to Utica, NY at the same grade and step does to real buying power.

Grade5,2Lafayette, LAUtica, NYReal change, Lafayette → Utica
GS-9 step 1$61,722$61,722−5.9%
GS-11 step 1$74,678$74,678−5.9%
GS-12 step 1$89,508$89,508−5.9%
GS-13 step 1$106,437$106,437−5.9%
GS-14 step 1$125,776$125,776−5.9%

Pay for common jobs

Median annual pay4Lafayette, LAUtica, NYUtica pay in Lafayette dollars
Information Security Analysts$83,030$98,280$92,480 (+11.4%)
Software Developers$109,010$113,390$106,699 (−2.1%)
Accountants and Auditors$67,630$79,830$75,119 (+11.1%)
Registered Nurses$81,960$94,300$88,735 (+8.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.