City comparison

Knoxville, TN vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 19.9% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $119,900 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,184 in Knoxville, TN. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 18% in Knoxville, TN.
  • On $100,000, estimated state income tax is about $6,070 a year higher in Urban Honolulu, HI than in Knoxville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Knoxville, TN to Urban Honolulu, HI ($106,437 → $111,119), while prices change by +19.9%. Net effect of the transfer: −12.9% in real buying power.
KnoxvilleUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Knoxville, TN: price level 92.6 (cheaper)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Knoxville, TNUrban Honolulu, HI
Price level (U.S. = 100)292.6111.0
$100,000 is worth, in the other city2$119,868 in Urban Honolulu$83,425 in Knoxville
Typical 1-bedroom rent3$1,184/mo$2,016/mo
Take-home on $100,00014,15,8$79,180$73,110
State income tax on $100,000 (estimate)8$0 (TN)$6,070 (HI)
Rent burden on $100,00018%33%
Median pay, all jobs4$47,080$57,220
Federal locality pay area7Rest of U.S.State of Hawaii

Rent areas: Knoxville, TN HUD Metro FMR Area and Urban Honolulu, HI MSA. Metro areas: Knoxville, TN and Urban Honolulu, HI.

What costs more or less

Knoxville, TNUrban Honolulu, HI
Price level (U.S. = 100)KnoxvilleUrban Honolulu
Housing (rent)82.8135.5
Goods96.2111.6
Utilities71.9187.3
Other services95.1102.9
Overall92.6111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Knoxville, TN → Urban Honolulu, HI

Same pay buys less

Buying power −16.6%; rent takes 33% of take-home; state tax +$6,070/yr.

25 Weak offer

Urban Honolulu, HI → Knoxville, TN

Same pay goes further

Buying power +19.9%; rent takes 18% of take-home; state tax −$6,070/yr.

100 Strong offer

On the GS pay scale?

Knoxville, TN is in the Rest of U.S. pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Knoxville, TN to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Knoxville, TNUrban Honolulu, HIReal change, Knoxville → Urban Honolulu
GS-9 step 1$61,722$64,438−12.9%
GS-11 step 1$74,678$77,964−12.9%
GS-12 step 1$89,508$93,445−12.9%
GS-13 step 1$106,437$111,119−12.9%
GS-14 step 1$125,776$131,310−12.9%

Pay for common jobs

Median annual pay4Knoxville, TNUrban Honolulu, HIUrban Honolulu pay in Knoxville dollars
Elementary School Teachers, Except Special Education$61,980$73,080$60,967 (−1.6%)
Software Developers$121,750$120,230$100,302 (−17.6%)
Accountants and Auditors$75,380$74,990$62,560 (−17.0%)
Registered Nurses$77,240$139,260$116,177 (+50.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.