City comparison

Killeen, TX vs Lexington, KY

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Lexington, KY are 1.9% higher than in Killeen, TX. Someone earning $100,000 in Killeen, TX would need about $101,900 in Lexington, KY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,079 a month in Lexington, KY versus $990 in Killeen, TX. On $100,000, that's 17% of take-home pay in Lexington, KY and 15% in Killeen, TX.
  • On $100,000, estimated state income tax is about $3,382 a year higher in Lexington, KY than in Killeen, TX.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Killeen, TX to Lexington, KY changes real buying power by −1.9%, purely from prices.
KilleenLexington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Killeen, TX: price level 91.1 (much cheaper)
  • Lexington, KY: price level 92.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Killeen, TXLexington, KY
Price level (U.S. = 100)291.192.9
$100,000 is worth, in the other city2$101,928 in Lexington$98,108 in Killeen
Typical 1-bedroom rent3$990/mo$1,079/mo
Take-home on $100,00014,15,8$79,180$75,798
State income tax on $100,000 (estimate)8$0 (TX)$3,382 (KY)
Rent burden on $100,00015%17%
Median pay, all jobs4$46,660$48,620
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Killeen-Temple, TX HUD Metro FMR Area and Lexington-Fayette, KY MSA. Metro areas: Killeen-Temple, TX and Lexington-Fayette, KY.

What costs more or less

Killeen, TXLexington, KY
Price level (U.S. = 100)KilleenLexington
Housing (rent)77.977.1
Goods93.896.2
Utilities81.274.6
Other services96.296.9
Overall91.192.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Killeen, TX → Lexington, KY

Roughly even

Buying power −1.9%; rent takes 17% of take-home; state tax +$3,382/yr.

63 Fair offer

Lexington, KY → Killeen, TX

Roughly even

Buying power +1.9%; rent takes 15% of take-home; state tax −$3,382/yr.

75 Strong offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Killeen, TX to Lexington, KY at the same grade and step does to real buying power.

Grade5,2Killeen, TXLexington, KYReal change, Killeen → Lexington
GS-9 step 1$61,722$61,722−1.9%
GS-11 step 1$74,678$74,678−1.9%
GS-12 step 1$89,508$89,508−1.9%
GS-13 step 1$106,437$106,437−1.9%
GS-14 step 1$125,776$125,776−1.9%

Pay for common jobs

Median annual pay4Killeen, TXLexington, KYLexington pay in Killeen dollars
Information Security Analysts$101,100$102,190$100,257 (−0.8%)
Software Developers$123,320$123,510$121,174 (−1.7%)
Accountants and Auditors$73,270$77,780$76,309 (+4.1%)
Registered Nurses$93,440$79,040$77,545 (−17.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.