City comparison
Kansas City, MO vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kansas City, MO are 1.2% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $101,200 in Kansas City, MO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,197 a month in Kansas City, MO versus $820 in Toledo, OH. On $100,000, that's 19% of take-home pay in Kansas City, MO and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,795 a year higher in Kansas City, MO than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from Kansas City, MO to Toledo, OH ($108,173 → $106,437), while prices change by −1.2%. Net effect of the transfer: −0.4% in real buying power.
- Kansas City, MO: price level 92.5 (cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kansas City, MO | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.5 | 91.5 |
| $100,000 is worth, in the other city2 | $98,824 in Toledo | $101,190 in Kansas City |
| Typical 1-bedroom rent3 | $1,197/mo | $820/mo |
| Take-home on $100,00014,15,8 | $75,417 | $77,212 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $1,968 (OH) |
| Rent burden on $100,000 | 19% | 13% |
| Median pay, all jobs4 | $50,820 | $48,220 |
| Federal locality pay area7 | Kansas City-Overland Park-Kansas City, MO-KS | Rest of U.S. |
Rent areas: Kansas City, MO-KS HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Kansas City, MO-KS and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Kansas City | Toledo |
|---|---|---|
| Housing (rent) | 86.6 | 67.3 |
| Goods | 94.1 | 93.6 |
| Utilities | 89.0 | 96.3 |
| Other services | 93.4 | 98.9 |
| Overall | 92.5 | 91.5 |
Moving with the same $100,000 salary
Kansas City, MO → Toledo, OH
Roughly even
Buying power +1.2%; rent takes 13% of take-home; state tax −$1,795/yr.
72 Strong offer
Toledo, OH → Kansas City, MO
Roughly even
Buying power −1.2%; rent takes 19% of take-home; state tax +$1,795/yr.
65 Fair offer
On the GS pay scale?
Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Kansas City, MO to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Kansas City, MO | Toledo, OH | Real change, Kansas City → Toledo |
|---|---|---|---|
| GS-9 step 1 | $62,729 | $61,722 | −0.4% |
| GS-11 step 1 | $75,897 | $74,678 | −0.4% |
| GS-12 step 1 | $90,968 | $89,508 | −0.4% |
| GS-13 step 1 | $108,173 | $106,437 | −0.4% |
| GS-14 step 1 | $127,829 | $125,776 | −0.4% |
Pay for common jobs
| Median annual pay4 | Kansas City, MO | Toledo, OH | Toledo pay in Kansas City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,060 | $63,250 | $64,002 (+4.8%) |
| Software Developers | $124,990 | $104,360 | $105,602 (−15.5%) |
| Accountants and Auditors | $80,040 | $77,400 | $78,321 (−2.1%) |
| Registered Nurses | $83,040 | $81,050 | $82,014 (−1.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.