City comparison
Kansas City, MO vs San Luis Obispo, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Luis Obispo, CA are 17.3% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $117,300 in San Luis Obispo, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,197 in Kansas City, MO. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 19% in Kansas City, MO.
- On $100,000, estimated state income tax is about $1,308 a year higher in San Luis Obispo, CA than in Kansas City, MO.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.7% moving from Kansas City, MO to San Luis Obispo, CA ($108,173 → $124,085), while prices change by +17.3%. Net effect of the transfer: −2.2% in real buying power.
- Kansas City, MO: price level 92.5 (cheaper)
- San Luis Obispo, CA: price level 108.6 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kansas City, MO | San Luis Obispo, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.5 | 108.6 |
| $100,000 is worth, in the other city2 | $117,347 in San Luis Obispo | $85,218 in Kansas City |
| Typical 1-bedroom rent3 | $1,197/mo | $1,914/mo |
| Take-home on $100,00014,15,8 | $75,417 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $5,070 (CA) |
| Rent burden on $100,000 | 19% | 31% |
| Median pay, all jobs4 | $50,820 | $50,770 |
| Federal locality pay area7 | Kansas City-Overland Park-Kansas City, MO-KS | Los Angeles-Long Beach, CA |
Rent areas: Kansas City, MO-KS HUD Metro FMR Area and San Luis Obispo-Paso Robles, CA MSA. Metro areas: Kansas City, MO-KS and San Luis Obispo-Paso Robles, CA.
What costs more or less
| Price level (U.S. = 100) | Kansas City | San Luis Obispo |
|---|---|---|
| Housing (rent) | 86.6 | 144.4 |
| Goods | 94.1 | 105.2 |
| Utilities | 89.0 | 147.8 |
| Other services | 93.4 | 100.3 |
| Overall | 92.5 | 108.6 |
Moving with the same $100,000 salary
Kansas City, MO → San Luis Obispo, CA
Same pay buys less
Buying power −14.8%; rent takes 31% of take-home; state tax +$1,308/yr.
29 Weak offer
San Luis Obispo, CA → Kansas City, MO
Same pay goes further
Buying power +17.3%; rent takes 19% of take-home; state tax −$1,308/yr.
100 Strong offer
On the GS pay scale?
Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Kansas City, MO to San Luis Obispo, CA at the same grade and step does to real buying power.
| Grade5,2 | Kansas City, MO | San Luis Obispo, CA | Real change, Kansas City → San Luis Obispo |
|---|---|---|---|
| GS-9 step 1 | $62,729 | $71,957 | −2.2% |
| GS-11 step 1 | $75,897 | $87,061 | −2.2% |
| GS-12 step 1 | $90,968 | $104,349 | −2.2% |
| GS-13 step 1 | $108,173 | $124,085 | −2.2% |
| GS-14 step 1 | $127,829 | $146,632 | −2.2% |
Pay for common jobs
| Median annual pay4 | Kansas City, MO | San Luis Obispo, CA | San Luis Obispo pay in Kansas City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,060 | $97,620 | $83,190 (+36.2%) |
| Software Developers | $124,990 | $135,020 | $115,061 (−7.9%) |
| Accountants and Auditors | $80,040 | $88,160 | $75,128 (−6.1%) |
| Registered Nurses | $83,040 | $138,820 | $118,299 (+42.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.