City comparison
Kansas City, MO vs Pensacola, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Pensacola, FL are 5.6% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $105,600 in Pensacola, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,257 a month in Pensacola, FL versus $1,197 in Kansas City, MO. On $100,000, that's 19% of take-home pay in Pensacola, FL and 19% in Kansas City, MO.
- On $100,000, estimated state income tax is about $3,763 a year higher in Kansas City, MO than in Pensacola, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from Kansas City, MO to Pensacola, FL ($108,173 → $106,437), while prices change by +5.6%. Net effect of the transfer: −6.8% in real buying power.
- Kansas City, MO: price level 92.5 (cheaper)
- Pensacola, FL: price level 97.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kansas City, MO | Pensacola, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.5 | 97.7 |
| $100,000 is worth, in the other city2 | $105,591 in Pensacola | $94,705 in Kansas City |
| Typical 1-bedroom rent3 | $1,197/mo | $1,257/mo |
| Take-home on $100,00014,15,8 | $75,417 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $0 (FL) |
| Rent burden on $100,000 | 19% | 19% |
| Median pay, all jobs4 | $50,820 | $46,240 |
| Federal locality pay area7 | Kansas City-Overland Park-Kansas City, MO-KS | Rest of U.S. |
Rent areas: Kansas City, MO-KS HUD Metro FMR Area and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Kansas City, MO-KS and Pensacola-Ferry Pass-Brent, FL.
What costs more or less
| Price level (U.S. = 100) | Kansas City | Pensacola |
|---|---|---|
| Housing (rent) | 86.6 | 98.8 |
| Goods | 94.1 | 96.2 |
| Utilities | 89.0 | 88.5 |
| Other services | 93.4 | 98.9 |
| Overall | 92.5 | 97.7 |
Moving with the same $100,000 salary
Kansas City, MO → Pensacola, FL
Same pay buys less
Buying power −5.3%; rent takes 19% of take-home; state tax −$3,763/yr.
52 Fair offer
Pensacola, FL → Kansas City, MO
Same pay goes further
Buying power +5.6%; rent takes 19% of take-home; state tax +$3,763/yr.
86 Strong offer
On the GS pay scale?
Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; Pensacola, FL is in Rest of U.S.. The last column shows what a transfer from Kansas City, MO to Pensacola, FL at the same grade and step does to real buying power.
| Grade5,2 | Kansas City, MO | Pensacola, FL | Real change, Kansas City → Pensacola |
|---|---|---|---|
| GS-9 step 1 | $62,729 | $61,722 | −6.8% |
| GS-11 step 1 | $75,897 | $74,678 | −6.8% |
| GS-12 step 1 | $90,968 | $89,508 | −6.8% |
| GS-13 step 1 | $108,173 | $106,437 | −6.8% |
| GS-14 step 1 | $127,829 | $125,776 | −6.8% |
Pay for common jobs
| Median annual pay4 | Kansas City, MO | Pensacola, FL | Pensacola pay in Kansas City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,060 | $50,360 | $47,693 (−21.9%) |
| Software Developers | $124,990 | $108,430 | $102,689 (−17.8%) |
| Accountants and Auditors | $80,040 | $76,410 | $72,364 (−9.6%) |
| Registered Nurses | $83,040 | $77,890 | $73,766 (−11.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.