City comparison
Kansas City, MO vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ocala, FL are 2.9% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $102,900 in Ocala, FL to live the same way.
- Typical 1-bedroom rents are close: $1,197 a month in Kansas City, MO and $1,172 in Ocala, FL.
- On $100,000, estimated state income tax is about $3,763 a year higher in Kansas City, MO than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from Kansas City, MO to Ocala, FL ($108,173 → $106,437), while prices change by +2.9%. Net effect of the transfer: −4.4% in real buying power.
- Kansas City, MO: price level 92.5 (cheaper)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kansas City, MO | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.5 | 95.2 |
| $100,000 is worth, in the other city2 | $102,908 in Ocala | $97,174 in Kansas City |
| Typical 1-bedroom rent3 | $1,197/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,417 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $0 (FL) |
| Rent burden on $100,000 | 19% | 18% |
| Median pay, all jobs4 | $50,820 | $43,990 |
| Federal locality pay area7 | Kansas City-Overland Park-Kansas City, MO-KS | Rest of U.S. |
Rent areas: Kansas City, MO-KS HUD Metro FMR Area and Ocala, FL MSA. Metro areas: Kansas City, MO-KS and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Kansas City | Ocala |
|---|---|---|
| Housing (rent) | 86.6 | 86.2 |
| Goods | 94.1 | 96.2 |
| Utilities | 89.0 | 87.1 |
| Other services | 93.4 | 98.9 |
| Overall | 92.5 | 95.2 |
Moving with the same $100,000 salary
Kansas City, MO → Ocala, FL
Same pay buys less
Buying power −2.8%; rent takes 18% of take-home; state tax −$3,763/yr.
60 Fair offer
Ocala, FL → Kansas City, MO
Same pay goes further
Buying power +2.9%; rent takes 19% of take-home; state tax +$3,763/yr.
78 Strong offer
On the GS pay scale?
Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Kansas City, MO to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Kansas City, MO | Ocala, FL | Real change, Kansas City → Ocala |
|---|---|---|---|
| GS-9 step 1 | $62,729 | $61,722 | −4.4% |
| GS-11 step 1 | $75,897 | $74,678 | −4.4% |
| GS-12 step 1 | $90,968 | $89,508 | −4.4% |
| GS-13 step 1 | $108,173 | $106,437 | −4.4% |
| GS-14 step 1 | $127,829 | $125,776 | −4.4% |
Pay for common jobs
| Median annual pay4 | Kansas City, MO | Ocala, FL | Ocala pay in Kansas City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,060 | $57,540 | $55,914 (−8.4%) |
| Software Developers | $124,990 | $112,780 | $109,593 (−12.3%) |
| Accountants and Auditors | $80,040 | $74,370 | $72,269 (−9.7%) |
| Registered Nurses | $83,040 | $79,230 | $76,991 (−7.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.