City comparison

Jacksonville, FL vs Sacramento, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Sacramento, CA are 7.2% higher than in Jacksonville, FL. Someone earning $100,000 in Jacksonville, FL would need about $107,200 in Sacramento, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $1,382 in Jacksonville, FL. On $100,000, that's 30% of take-home pay in Sacramento, CA and 21% in Jacksonville, FL.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Sacramento, CA than in Jacksonville, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.8% moving from Jacksonville, FL to Sacramento, CA ($106,437 → $117,984), while prices change by +7.2%. Net effect of the transfer: +3.4% in real buying power.
JacksonvilleSacramento
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jacksonville, FL: price level 99.5 (about average)
  • Sacramento, CA: price level 106.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jacksonville, FLSacramento, CA
Price level (U.S. = 100)299.5106.7
$100,000 is worth, in the other city2$107,223 in Sacramento$93,263 in Jacksonville
Typical 1-bedroom rent3$1,382/mo$1,832/mo
Take-home on $100,00014,15,8$79,180$74,110
State income tax on $100,000 (estimate)8$0 (FL)$5,070 (CA)
Rent burden on $100,00021%30%
Median pay, all jobs4$48,830$59,750
Federal locality pay area7Rest of U.S.Sacramento-Roseville, CA-NV

Rent areas: Jacksonville, FL HUD Metro FMR Area and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Jacksonville, FL and Sacramento-Roseville-Folsom, CA.

What costs more or less

Jacksonville, FLSacramento, CA
Price level (U.S. = 100)JacksonvilleSacramento
Housing (rent)109.8130.2
Goods96.2105.2
Utilities87.5151.3
Other services98.9100.3
Overall99.5106.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jacksonville, FL → Sacramento, CA

Same pay buys less

Buying power −6.7%; rent takes 30% of take-home; state tax +$5,070/yr.

41 Weak offer

Sacramento, CA → Jacksonville, FL

Same pay goes further

Buying power +7.2%; rent takes 21% of take-home; state tax −$5,070/yr.

91 Strong offer

On the GS pay scale?

Jacksonville, FL is in the Rest of U.S. pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Jacksonville, FL to Sacramento, CA at the same grade and step does to real buying power.

Grade5,2Jacksonville, FLSacramento, CAReal change, Jacksonville → Sacramento
GS-9 step 1$61,722$68,419+3.4%
GS-11 step 1$74,678$82,780+3.4%
GS-12 step 1$89,508$99,218+3.4%
GS-13 step 1$106,437$117,984+3.4%
GS-14 step 1$125,776$139,422+3.4%

Pay for common jobs

Median annual pay4Jacksonville, FLSacramento, CASacramento pay in Jacksonville dollars
Elementary School Teachers, Except Special Education$61,080$103,390$96,425 (+57.9%)
Software Developers$130,330$139,640$130,233 (−0.1%)
Accountants and Auditors$79,960$92,110$85,905 (+7.4%)
Registered Nurses$83,520$171,460$159,909 (+91.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.