City comparison

Jackson, MS vs St. Louis, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in St. Louis, MO are 6.8% higher than in Jackson, MS. Someone earning $100,000 in Jackson, MS would need about $106,800 in St. Louis, MO to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,097 a month in Jackson, MS versus $995 in St. Louis, MO. On $100,000, that's 17% of take-home pay in Jackson, MS and 16% in St. Louis, MO.
  • On $100,000, estimated state income tax is about $495 a year higher in St. Louis, MO than in Jackson, MS.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.5% moving from Jackson, MS to St. Louis, MO ($106,437 → $109,137), while prices change by +6.8%. Net effect of the transfer: −4.0% in real buying power.
JacksonSt. Louis
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jackson, MS: price level 89.0 (much cheaper)
  • St. Louis, MO: price level 95.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jackson, MSSt. Louis, MO
Price level (U.S. = 100)289.095.1
$100,000 is worth, in the other city2$106,783 in St. Louis$93,648 in Jackson
Typical 1-bedroom rent3$1,097/mo$995/mo
Take-home on $100,00014,15,8$75,912$75,417
State income tax on $100,000 (estimate)8$3,268 (MS)$3,763 (MO)
Rent burden on $100,00017%16%
Median pay, all jobs4$42,850$49,990
Federal locality pay area7Rest of U.S.St. Louis-St. Charles-Farmington, MO-IL

Rent areas: Jackson, MS HUD Metro FMR Area and St. Louis, MO-IL HUD Metro FMR Area. Metro areas: Jackson, MS and St. Louis, MO-IL.

What costs more or less

Jackson, MSSt. Louis, MO
Price level (U.S. = 100)JacksonSt. Louis
Housing (rent)64.879.0
Goods96.2100.0
Utilities78.169.9
Other services96.198.6
Overall89.095.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jackson, MS → St. Louis, MO

Same pay buys less

Buying power −6.4%; rent takes 16% of take-home; state tax +$495/yr.

49 Fair offer

St. Louis, MO → Jackson, MS

Same pay goes further

Buying power +6.8%; rent takes 17% of take-home; state tax −$495/yr.

90 Strong offer

On the GS pay scale?

Jackson, MS is in the Rest of U.S. pay area; St. Louis, MO is in St. Louis-St. Charles-Farmington, MO-IL. The last column shows what a transfer from Jackson, MS to St. Louis, MO at the same grade and step does to real buying power.

Grade5,2Jackson, MSSt. Louis, MOReal change, Jackson → St. Louis
GS-9 step 1$61,722$63,288−4.0%
GS-11 step 1$74,678$76,573−4.0%
GS-12 step 1$89,508$91,779−4.0%
GS-13 step 1$106,437$109,137−4.0%
GS-14 step 1$125,776$128,967−4.0%

Pay for common jobs

Median annual pay4Jackson, MSSt. Louis, MOSt. Louis pay in Jackson dollars
Elementary School Teachers, Except Special Education$50,240$60,650$56,798 (+13.1%)
Software Developers$96,990$129,030$120,834 (+24.6%)
Accountants and Auditors$70,720$78,880$73,870 (+4.5%)
Registered Nurses$82,630$83,180$77,896 (−5.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.