City comparison

Indianapolis, IN vs Winston, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Indianapolis, IN are 4.0% higher than in Winston, NC. Someone earning $100,000 in Winston, NC would need about $104,000 in Indianapolis, IN to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,267 a month in Indianapolis, IN versus $1,082 in Winston, NC. On $100,000, that's 20% of take-home pay in Indianapolis, IN and 17% in Winston, NC.
  • On $100,000, estimated state income tax is about $561 a year higher in Winston, NC than in Indianapolis, IN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.9% moving from Indianapolis, IN to Winston, NC ($107,428 → $106,437), while prices change by −3.8%. Net effect of the transfer: +3.0% in real buying power.
IndianapolisWinston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Indianapolis, IN: price level 95.7 (cheaper)
  • Winston, NC: price level 92.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Indianapolis, INWinston, NC
Price level (U.S. = 100)295.792.0
$100,000 is worth, in the other city2$96,183 in Winston$103,969 in Indianapolis
Typical 1-bedroom rent3$1,267/mo$1,082/mo
Take-home on $100,00014,15,8$76,260$75,699
State income tax on $100,000 (estimate)8$2,921 (IN)$3,481 (NC)
Rent burden on $100,00020%17%
Median pay, all jobs4$49,340$46,380
Federal locality pay area7Indianapolis-Carmel-Muncie, INRest of U.S.

Rent areas: Indianapolis-Carmel, IN HUD Metro FMR Area and Winston-Salem, NC HUD Metro FMR Area. Metro areas: Indianapolis-Carmel-Greenwood, IN and Winston-Salem, NC.

What costs more or less

Indianapolis, INWinston, NC
Price level (U.S. = 100)IndianapolisWinston
Housing (rent)88.971.4
Goods94.396.6
Utilities86.488.4
Other services99.198.2
Overall95.792.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Indianapolis, IN → Winston, NC

Same pay goes further

Buying power +4.0%; rent takes 17% of take-home; state tax +$561/yr.

81 Strong offer

Winston, NC → Indianapolis, IN

Same pay buys less

Buying power −3.8%; rent takes 20% of take-home; state tax −$561/yr.

57 Fair offer

On the GS pay scale?

Indianapolis, IN is in the Indianapolis-Carmel-Muncie, IN pay area; Winston, NC is in Rest of U.S.. The last column shows what a transfer from Indianapolis, IN to Winston, NC at the same grade and step does to real buying power.

Grade5,2Indianapolis, INWinston, NCReal change, Indianapolis → Winston
GS-9 step 1$62,297$61,722+3.0%
GS-11 step 1$75,374$74,678+3.0%
GS-12 step 1$90,341$89,508+3.0%
GS-13 step 1$107,428$106,437+3.0%
GS-14 step 1$126,947$125,776+3.0%

Pay for common jobs

Median annual pay4Indianapolis, INWinston, NCWinston pay in Indianapolis dollars
Elementary School Teachers, Except Special Education$60,510$56,510$58,753 (−2.9%)
Software Developers$106,870$124,130$129,056 (+20.8%)
Accountants and Auditors$79,290$78,950$82,083 (+3.5%)
Registered Nurses$84,230$86,120$89,538 (+6.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.