City comparison
Indianapolis, IN vs Port St. Lucie, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Port St. Lucie, FL are 4.7% higher than in Indianapolis, IN. Someone earning $100,000 in Indianapolis, IN would need about $104,700 in Port St. Lucie, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,467 a month in Port St. Lucie, FL versus $1,267 in Indianapolis, IN. On $100,000, that's 22% of take-home pay in Port St. Lucie, FL and 20% in Indianapolis, IN.
- On $100,000, estimated state income tax is about $2,921 a year higher in Indianapolis, IN than in Port St. Lucie, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +5.5% moving from Indianapolis, IN to Port St. Lucie, FL ($107,428 → $113,356), while prices change by +4.7%. Net effect of the transfer: +0.7% in real buying power.
- Indianapolis, IN: price level 95.7 (cheaper)
- Port St. Lucie, FL: price level 100.2 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Indianapolis, IN | Port St. Lucie, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.7 | 100.2 |
| $100,000 is worth, in the other city2 | $104,736 in Port St. Lucie | $95,478 in Indianapolis |
| Typical 1-bedroom rent3 | $1,267/mo | $1,467/mo |
| Take-home on $100,00014,15,8 | $76,260 | $79,180 |
| State income tax on $100,000 (estimate)8 | $2,921 (IN) | $0 (FL) |
| Rent burden on $100,000 | 20% | 22% |
| Median pay, all jobs4 | $49,340 | $46,490 |
| Federal locality pay area7 | Indianapolis-Carmel-Muncie, IN | Miami-Port St. Lucie-Fort Lauderdale, FL |
Rent areas: Indianapolis-Carmel, IN HUD Metro FMR Area and Port St. Lucie, FL MSA. Metro areas: Indianapolis-Carmel-Greenwood, IN and Port St. Lucie, FL.
What costs more or less
| Price level (U.S. = 100) | Indianapolis | Port St. Lucie |
|---|---|---|
| Housing (rent) | 88.9 | 113.6 |
| Goods | 94.3 | 96.2 |
| Utilities | 86.4 | 87.0 |
| Other services | 99.1 | 98.9 |
| Overall | 95.7 | 100.2 |
Moving with the same $100,000 salary
Indianapolis, IN → Port St. Lucie, FL
Same pay buys less
Buying power −4.5%; rent takes 22% of take-home; state tax −$2,921/yr.
55 Fair offer
Port St. Lucie, FL → Indianapolis, IN
Same pay goes further
Buying power +4.7%; rent takes 20% of take-home; state tax +$2,921/yr.
84 Strong offer
On the GS pay scale?
Indianapolis, IN is in the Indianapolis-Carmel-Muncie, IN pay area; Port St. Lucie, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Indianapolis, IN to Port St. Lucie, FL at the same grade and step does to real buying power.
| Grade5,2 | Indianapolis, IN | Port St. Lucie, FL | Real change, Indianapolis → Port St. Lucie |
|---|---|---|---|
| GS-9 step 1 | $62,297 | $65,735 | +0.7% |
| GS-11 step 1 | $75,374 | $79,533 | +0.7% |
| GS-12 step 1 | $90,341 | $95,326 | +0.7% |
| GS-13 step 1 | $107,428 | $113,356 | +0.7% |
| GS-14 step 1 | $126,947 | $133,953 | +0.7% |
Pay for common jobs
| Median annual pay4 | Indianapolis, IN | Port St. Lucie, FL | Port St. Lucie pay in Indianapolis dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,510 | $53,610 | $51,186 (−15.4%) |
| Software Developers | $106,870 | $128,510 | $122,699 (+14.8%) |
| Accountants and Auditors | $79,290 | $79,430 | $75,838 (−4.4%) |
| Registered Nurses | $84,230 | $82,090 | $78,378 (−6.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.