City comparison
Indianapolis, IN vs Lafayette, LA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Indianapolis, IN are 9.7% higher than in Lafayette, LA. Someone earning $100,000 in Lafayette, LA would need about $109,700 in Indianapolis, IN to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,267 a month in Indianapolis, IN versus $898 in Lafayette, LA. On $100,000, that's 20% of take-home pay in Indianapolis, IN and 14% in Lafayette, LA.
- On $100,000, estimated state income tax is about $307 a year higher in Indianapolis, IN than in Lafayette, LA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −0.9% moving from Indianapolis, IN to Lafayette, LA ($107,428 → $106,437), while prices change by −8.9%. Net effect of the transfer: +8.7% in real buying power.
- Indianapolis, IN: price level 95.7 (cheaper)
- Lafayette, LA: price level 87.2 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Indianapolis, IN | Lafayette, LA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.7 | 87.2 |
| $100,000 is worth, in the other city2 | $91,131 in Lafayette | $109,732 in Indianapolis |
| Typical 1-bedroom rent3 | $1,267/mo | $898/mo |
| Take-home on $100,00014,15,8 | $76,260 | $76,566 |
| State income tax on $100,000 (estimate)8 | $2,921 (IN) | $2,614 (LA) |
| Rent burden on $100,000 | 20% | 14% |
| Median pay, all jobs4 | $49,340 | $41,780 |
| Federal locality pay area7 | Indianapolis-Carmel-Muncie, IN | Rest of U.S. |
Rent areas: Indianapolis-Carmel, IN HUD Metro FMR Area and Lafayette, LA HUD Metro FMR Area. Metro areas: Indianapolis-Carmel-Greenwood, IN and Lafayette, LA.
What costs more or less
| Price level (U.S. = 100) | Indianapolis | Lafayette |
|---|---|---|
| Housing (rent) | 88.9 | 58.8 |
| Goods | 94.3 | 93.7 |
| Utilities | 86.4 | 71.2 |
| Other services | 99.1 | 95.7 |
| Overall | 95.7 | 87.2 |
Moving with the same $100,000 salary
Indianapolis, IN → Lafayette, LA
Same pay goes further
Buying power +9.7%; rent takes 14% of take-home; state tax −$307/yr.
99 Strong offer
Lafayette, LA → Indianapolis, IN
Same pay buys less
Buying power −8.9%; rent takes 20% of take-home; state tax +$307/yr.
41 Weak offer
On the GS pay scale?
Indianapolis, IN is in the Indianapolis-Carmel-Muncie, IN pay area; Lafayette, LA is in Rest of U.S.. The last column shows what a transfer from Indianapolis, IN to Lafayette, LA at the same grade and step does to real buying power.
| Grade5,2 | Indianapolis, IN | Lafayette, LA | Real change, Indianapolis → Lafayette |
|---|---|---|---|
| GS-9 step 1 | $62,297 | $61,722 | +8.7% |
| GS-11 step 1 | $75,374 | $74,678 | +8.7% |
| GS-12 step 1 | $90,341 | $89,508 | +8.7% |
| GS-13 step 1 | $107,428 | $106,437 | +8.7% |
| GS-14 step 1 | $126,947 | $125,776 | +8.7% |
Pay for common jobs
| Median annual pay4 | Indianapolis, IN | Lafayette, LA | Lafayette pay in Indianapolis dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,510 | $47,770 | $52,419 (−13.4%) |
| Software Developers | $106,870 | $109,010 | $119,619 (+11.9%) |
| Accountants and Auditors | $79,290 | $67,630 | $74,212 (−6.4%) |
| Registered Nurses | $84,230 | $81,960 | $89,936 (+6.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.