City comparison
Huntsville, AL vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Huntsville, AL (93.1) and Louisville, KY (93.1, U.S. average = 100) are within 1% of each other, so $100,000 in Huntsville, AL goes as far as $100,000 in Louisville, KY.
- Rent is the bigger story: a typical 1-bedroom costs $1,136 a month in Huntsville, AL versus $1,047 in Louisville, KY. On $100,000, that's 18% of take-home pay in Huntsville, AL and 17% in Louisville, KY.
- On $100,000, estimated state income tax is about $1,353 a year higher in Huntsville, AL than in Louisville, KY.
- For federal employees, locality pay changes a GS-13 step 1 salary by −4.0% moving from Huntsville, AL to Louisville, KY ($110,847 → $106,437), while prices change by +0.0%. Net effect of the transfer: −4.0% in real buying power.
- Huntsville, AL: price level 93.1 (cheaper)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Huntsville, AL | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.1 | 93.1 |
| $100,000 is worth, in the other city2 | $100,002 in Louisville | $99,998 in Huntsville |
| Typical 1-bedroom rent3 | $1,136/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $74,445 | $75,798 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $3,382 (KY) |
| Rent burden on $100,000 | 18% | 17% |
| Median pay, all jobs4 | $51,740 | $48,370 |
| Federal locality pay area7 | Huntsville-Decatur, AL-TN | Rest of U.S. |
Rent areas: Huntsville, AL MSA and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Huntsville, AL and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Huntsville | Louisville |
|---|---|---|
| Housing (rent) | 77.9 | 78.6 |
| Goods | 96.4 | 96.2 |
| Utilities | 83.9 | 75.0 |
| Other services | 96.7 | 96.8 |
| Overall | 93.1 | 93.1 |
Moving with the same $100,000 salary
Huntsville, AL → Louisville, KY
Roughly even
Buying power −0.0%; rent takes 17% of take-home; state tax −$1,353/yr.
69 Fair offer
Louisville, KY → Huntsville, AL
Roughly even
Buying power +0.0%; rent takes 18% of take-home; state tax +$1,353/yr.
69 Fair offer
On the GS pay scale?
Huntsville, AL is in the Huntsville-Decatur, AL-TN pay area; Louisville, KY is in Rest of U.S.. The last column shows what a transfer from Huntsville, AL to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Huntsville, AL | Louisville, KY | Real change, Huntsville → Louisville |
|---|---|---|---|
| GS-9 step 1 | $64,279 | $61,722 | −4.0% |
| GS-11 step 1 | $77,772 | $74,678 | −4.0% |
| GS-12 step 1 | $93,216 | $89,508 | −4.0% |
| GS-13 step 1 | $110,847 | $106,437 | −4.0% |
| GS-14 step 1 | $130,987 | $125,776 | −4.0% |
Pay for common jobs
| Median annual pay4 | Huntsville, AL | Louisville, KY | Louisville pay in Huntsville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,250 | $61,610 | $61,609 (−1.0%) |
| Software Developers | $128,080 | $110,270 | $110,268 (−13.9%) |
| Accountants and Auditors | $79,220 | $76,320 | $76,318 (−3.7%) |
| Registered Nurses | $77,090 | $84,850 | $84,848 (+10.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.