City comparison

Hickory, NC vs Killeen, TX

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Killeen, TX are 3.0% higher than in Hickory, NC. Someone earning $100,000 in Hickory, NC would need about $103,000 in Killeen, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $990 a month in Killeen, TX versus $908 in Hickory, NC. On $100,000, that's 15% of take-home pay in Killeen, TX and 14% in Hickory, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Hickory, NC than in Killeen, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Hickory, NC to Killeen, TX ($108,810 → $106,437), while prices change by +3.0%. Net effect of the transfer: −5.0% in real buying power.
HickoryKilleen
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hickory, NC: price level 88.5 (much cheaper)
  • Killeen, TX: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hickory, NCKilleen, TX
Price level (U.S. = 100)288.591.1
$100,000 is worth, in the other city2$102,990 in Killeen$97,097 in Hickory
Typical 1-bedroom rent3$908/mo$990/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (TX)
Rent burden on $100,00014%15%
Median pay, all jobs4$45,220$46,660
Federal locality pay area7Charlotte-Concord, NC-SCRest of U.S.

Rent areas: Hickory-Lenoir-Morganton, NC MSA and Killeen-Temple, TX HUD Metro FMR Area. Metro areas: Hickory-Lenoir-Morganton, NC and Killeen-Temple, TX.

What costs more or less

Hickory, NCKilleen, TX
Price level (U.S. = 100)HickoryKilleen
Housing (rent)59.677.9
Goods96.693.8
Utilities87.881.2
Other services98.296.2
Overall88.591.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hickory, NC → Killeen, TX

Same pay buys less

Buying power −2.9%; rent takes 15% of take-home; state tax −$3,481/yr.

60 Fair offer

Killeen, TX → Hickory, NC

Same pay goes further

Buying power +3.0%; rent takes 14% of take-home; state tax +$3,481/yr.

78 Strong offer

Federal employees: GS pay

Hickory, NC is in the Charlotte-Concord, NC-SC pay area; Killeen, TX is in Rest of U.S.. The last column shows what a transfer from Hickory, NC to Killeen, TX at the same grade and step does to real buying power.

Grade5,2Hickory, NCKilleen, TXReal change, Hickory → Killeen
GS-9 step 1$63,098$61,722−5.0%
GS-11 step 1$76,343$74,678−5.0%
GS-12 step 1$91,503$89,508−5.0%
GS-13 step 1$108,810$106,437−5.0%
GS-14 step 1$128,581$125,776−5.0%

Pay for common jobs

Median annual pay4Hickory, NCKilleen, TXKilleen pay in Hickory dollars
Information Security Analysts$115,250$101,100$98,165 (−14.8%)
Software Developers$122,540$123,320$119,739 (−2.3%)
Accountants and Auditors$77,490$73,270$71,143 (−8.2%)
Registered Nurses$80,060$93,440$90,727 (+13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.