City comparison

Hartford, CT vs Washington, DC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Washington, DC are 6.0% higher than in Hartford, CT. Someone earning $100,000 in Hartford, CT would need about $106,000 in Washington, DC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,015 a month in Washington, DC versus $1,477 in Hartford, CT. On $100,000, that's 33% of take-home pay in Washington, DC and 24% in Hartford, CT.
  • On $100,000, estimated state income tax is about $1,607 a year higher in Washington, DC than in Hartford, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.4% moving from Hartford, CT to Washington, DC ($120,094 → $121,785), while prices change by +6.0%. Net effect of the transfer: −4.3% in real buying power.
HartfordWashington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hartford, CT: price level 102.7 (pricier)
  • Washington, DC: price level 108.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hartford, CTWashington, DC
Price level (U.S. = 100)2102.7108.9
$100,000 is worth, in the other city2$105,974 in Washington$94,363 in Hartford
Typical 1-bedroom rent3$1,477/mo$2,015/mo
Take-home on $100,00014,15,8$75,255$73,649
State income tax on $100,000 (estimate)8$3,925 (CT)$5,532 (DC)
Rent burden on $100,00024%33%
Median pay, all jobs4$59,940$71,060
Federal locality pay area7Hartford-East Hartford, CT-MAWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Hartford-West Hartford-East Hartford, CT MSA and Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. Metro areas: Hartford-West Hartford-East Hartford, CT and Washington-Arlington-Alexandria, DC-VA-MD-WV.

What costs more or less

Hartford, CTWashington, DC
Price level (U.S. = 100)HartfordWashington
Housing (rent)110.2151.1
Goods97.3104.8
Utilities144.9106.7
Other services102.7102.3
Overall102.7108.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hartford, CT → Washington, DC

Same pay buys less

Buying power −5.6%; rent takes 33% of take-home; state tax +$1,607/yr.

39 Weak offer

Washington, DC → Hartford, CT

Same pay goes further

Buying power +6.0%; rent takes 24% of take-home; state tax −$1,607/yr.

87 Strong offer

On the GS pay scale?

Hartford, CT is in the Hartford-East Hartford, CT-MA pay area; Washington, DC is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Hartford, CT to Washington, DC at the same grade and step does to real buying power.

Grade5,2Hartford, CTWashington, DCReal change, Hartford → Washington
GS-9 step 1$69,642$70,623−4.3%
GS-11 step 1$84,260$85,447−4.3%
GS-12 step 1$100,992$102,415−4.3%
GS-13 step 1$120,094$121,785−4.3%
GS-14 step 1$141,915$143,913−4.3%

Pay for common jobs

Median annual pay4Hartford, CTWashington, DCWashington pay in Hartford dollars
Elementary School Teachers, Except Special Education$79,800$79,470$74,990 (−6.0%)
Software Developers$132,520$154,930$146,196 (+10.3%)
Accountants and Auditors$95,940$102,140$96,382 (+0.5%)
Registered Nurses$101,470$102,710$96,920 (−4.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.