City comparison

Hartford, CT vs Lafayette, LA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hartford, CT are 17.8% higher than in Lafayette, LA. Someone earning $100,000 in Lafayette, LA would need about $117,800 in Hartford, CT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,477 a month in Hartford, CT versus $898 in Lafayette, LA. On $100,000, that's 24% of take-home pay in Hartford, CT and 14% in Lafayette, LA.
  • On $100,000, estimated state income tax is about $1,311 a year higher in Hartford, CT than in Lafayette, LA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.4% moving from Hartford, CT to Lafayette, LA ($120,094 → $106,437), while prices change by −15.1%. Net effect of the transfer: +4.4% in real buying power.
HartfordLafayette
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hartford, CT: price level 102.7 (pricier)
  • Lafayette, LA: price level 87.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hartford, CTLafayette, LA
Price level (U.S. = 100)2102.787.2
$100,000 is worth, in the other city2$84,878 in Lafayette$117,816 in Hartford
Typical 1-bedroom rent3$1,477/mo$898/mo
Take-home on $100,00014,15,8$75,255$76,566
State income tax on $100,000 (estimate)8$3,925 (CT)$2,614 (LA)
Rent burden on $100,00024%14%
Median pay, all jobs4$59,940$41,780
Federal locality pay area7Hartford-East Hartford, CT-MARest of U.S.

Rent areas: Hartford-West Hartford-East Hartford, CT MSA and Lafayette, LA HUD Metro FMR Area. Metro areas: Hartford-West Hartford-East Hartford, CT and Lafayette, LA.

What costs more or less

Hartford, CTLafayette, LA
Price level (U.S. = 100)HartfordLafayette
Housing (rent)110.258.8
Goods97.393.7
Utilities144.971.2
Other services102.795.7
Overall102.787.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hartford, CT → Lafayette, LA

Same pay goes further

Buying power +17.8%; rent takes 14% of take-home; state tax −$1,311/yr.

100 Strong offer

Lafayette, LA → Hartford, CT

Same pay buys less

Buying power −15.1%; rent takes 24% of take-home; state tax +$1,311/yr.

38 Weak offer

On the GS pay scale?

Hartford, CT is in the Hartford-East Hartford, CT-MA pay area; Lafayette, LA is in Rest of U.S.. The last column shows what a transfer from Hartford, CT to Lafayette, LA at the same grade and step does to real buying power.

Grade5,2Hartford, CTLafayette, LAReal change, Hartford → Lafayette
GS-9 step 1$69,642$61,722+4.4%
GS-11 step 1$84,260$74,678+4.4%
GS-12 step 1$100,992$89,508+4.4%
GS-13 step 1$120,094$106,437+4.4%
GS-14 step 1$141,915$125,776+4.4%

Pay for common jobs

Median annual pay4Hartford, CTLafayette, LALafayette pay in Hartford dollars
Elementary School Teachers, Except Special Education$79,800$47,770$56,281 (−29.5%)
Software Developers$132,520$109,010$128,431 (−3.1%)
Accountants and Auditors$95,940$67,630$79,679 (−16.9%)
Registered Nurses$101,470$81,960$96,562 (−4.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.