City comparison

Harrisburg, PA vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Phoenix, AZ are 4.7% higher than in Harrisburg, PA. Someone earning $100,000 in Harrisburg, PA would need about $104,700 in Phoenix, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,212 in Harrisburg, PA. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 19% in Harrisburg, PA.
  • On $100,000, estimated state income tax is about $779 a year higher in Harrisburg, PA than in Phoenix, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.5% moving from Harrisburg, PA to Phoenix, AZ ($108,592 → $111,338), while prices change by +4.7%. Net effect of the transfer: −2.1% in real buying power.
HarrisburgPhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Harrisburg, PA: price level 98.7 (about average)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Harrisburg, PAPhoenix, AZ
Price level (U.S. = 100)298.7103.3
$100,000 is worth, in the other city2$104,730 in Phoenix$95,484 in Harrisburg
Typical 1-bedroom rent3$1,212/mo$1,583/mo
Take-home on $100,00014,15,8$76,110$76,889
State income tax on $100,000 (estimate)8$3,070 (PA)$2,291 (AZ)
Rent burden on $100,00019%25%
Median pay, all jobs4$49,610$51,380
Federal locality pay area7Harrisburg-Lebanon, PAPhoenix-Mesa, AZ

Rent areas: Harrisburg-Carlisle, PA MSA and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Harrisburg-Carlisle, PA and Phoenix-Mesa-Chandler, AZ.

What costs more or less

Harrisburg, PAPhoenix, AZ
Price level (U.S. = 100)HarrisburgPhoenix
Housing (rent)96.3121.2
Goods100.795.0
Utilities108.193.3
Other services97.7104.0
Overall98.7103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Harrisburg, PA → Phoenix, AZ

Same pay buys less

Buying power −4.5%; rent takes 25% of take-home; state tax −$779/yr.

55 Fair offer

Phoenix, AZ → Harrisburg, PA

Same pay goes further

Buying power +4.7%; rent takes 19% of take-home; state tax +$779/yr.

84 Strong offer

On the GS pay scale?

Harrisburg, PA is in the Harrisburg-Lebanon, PA pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Harrisburg, PA to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2Harrisburg, PAPhoenix, AZReal change, Harrisburg → Phoenix
GS-9 step 1$62,972$64,564−2.1%
GS-11 step 1$76,190$78,117−2.1%
GS-12 step 1$91,320$93,629−2.1%
GS-13 step 1$108,592$111,338−2.1%
GS-14 step 1$128,323$131,568−2.1%

Pay for common jobs

Median annual pay4Harrisburg, PAPhoenix, AZPhoenix pay in Harrisburg dollars
Elementary School Teachers, Except Special Education$77,160$59,180$56,507 (−26.8%)
Software Developers$109,470$131,750$125,800 (+14.9%)
Accountants and Auditors$76,510$80,820$77,170 (+0.9%)
Registered Nurses$96,770$100,830$96,276 (−0.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.