City comparison

Harrisburg, PA vs Lexington, KY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Harrisburg, PA are 6.2% higher than in Lexington, KY. Someone earning $100,000 in Lexington, KY would need about $106,200 in Harrisburg, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,212 a month in Harrisburg, PA versus $1,079 in Lexington, KY. On $100,000, that's 19% of take-home pay in Harrisburg, PA and 17% in Lexington, KY.
  • On $100,000, estimated state income tax is about $312 a year higher in Lexington, KY than in Harrisburg, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.0% moving from Harrisburg, PA to Lexington, KY ($108,592 → $106,437), while prices change by −5.8%. Net effect of the transfer: +4.1% in real buying power.
HarrisburgLexington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Harrisburg, PA: price level 98.7 (about average)
  • Lexington, KY: price level 92.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Harrisburg, PALexington, KY
Price level (U.S. = 100)298.792.9
$100,000 is worth, in the other city2$94,160 in Lexington$106,202 in Harrisburg
Typical 1-bedroom rent3$1,212/mo$1,079/mo
Take-home on $100,00014,15,8$76,110$75,798
State income tax on $100,000 (estimate)8$3,070 (PA)$3,382 (KY)
Rent burden on $100,00019%17%
Median pay, all jobs4$49,610$48,620
Federal locality pay area7Harrisburg-Lebanon, PARest of U.S.

Rent areas: Harrisburg-Carlisle, PA MSA and Lexington-Fayette, KY MSA. Metro areas: Harrisburg-Carlisle, PA and Lexington-Fayette, KY.

What costs more or less

Harrisburg, PALexington, KY
Price level (U.S. = 100)HarrisburgLexington
Housing (rent)96.377.1
Goods100.796.2
Utilities108.174.6
Other services97.796.9
Overall98.792.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Harrisburg, PA → Lexington, KY

Same pay goes further

Buying power +6.2%; rent takes 17% of take-home; state tax +$312/yr.

88 Strong offer

Lexington, KY → Harrisburg, PA

Same pay buys less

Buying power −5.8%; rent takes 19% of take-home; state tax −$312/yr.

51 Fair offer

On the GS pay scale?

Harrisburg, PA is in the Harrisburg-Lebanon, PA pay area; Lexington, KY is in Rest of U.S.. The last column shows what a transfer from Harrisburg, PA to Lexington, KY at the same grade and step does to real buying power.

Grade5,2Harrisburg, PALexington, KYReal change, Harrisburg → Lexington
GS-9 step 1$62,972$61,722+4.1%
GS-11 step 1$76,190$74,678+4.1%
GS-12 step 1$91,320$89,508+4.1%
GS-13 step 1$108,592$106,437+4.1%
GS-14 step 1$128,323$125,776+4.1%

Pay for common jobs

Median annual pay4Harrisburg, PALexington, KYLexington pay in Harrisburg dollars
Elementary School Teachers, Except Special Education$77,160$61,460$65,272 (−15.4%)
Software Developers$109,470$123,510$131,170 (+19.8%)
Accountants and Auditors$76,510$77,780$82,604 (+8.0%)
Registered Nurses$96,770$79,040$83,942 (−13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.