City comparison
Hagerstown, MD vs Tulsa, OK
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Hagerstown, MD are 5.6% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $105,600 in Hagerstown, MD to live the same way.
- Typical 1-bedroom rents are close: $961 a month in Hagerstown, MD and $987 in Tulsa, OK.
- On $100,000, estimated state income tax is about $432 a year higher in Hagerstown, MD than in Tulsa, OK.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to Tulsa, OK ($121,785 → $106,437), while prices change by −5.3%. Net effect of the transfer: −7.7% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- Tulsa, OK: price level 89.2 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | Tulsa, OK | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 89.2 |
| $100,000 is worth, in the other city2 | $94,736 in Tulsa | $105,556 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $987/mo |
| Take-home on $100,00014,15,8 | $74,794 | $75,226 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $3,955 (OK) |
| Rent burden on $100,000 | 15% | 16% |
| Median pay, all jobs4 | $47,440 | $46,670 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Rest of U.S. |
Rent areas: Hagerstown, MD HUD Metro FMR Area and Tulsa, OK HUD Metro FMR Area. Metro areas: Hagerstown-Martinsburg, MD-WV and Tulsa, OK.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | Tulsa |
|---|---|---|
| Housing (rent) | 75.7 | 68.2 |
| Goods | 96.4 | 93.8 |
| Utilities | 95.7 | 73.9 |
| Other services | 99.5 | 95.5 |
| Overall | 94.2 | 89.2 |
Moving with the same $100,000 salary
Hagerstown, MD → Tulsa, OK
Same pay goes further
Buying power +5.6%; rent takes 16% of take-home; state tax −$432/yr.
86 Strong offer
Tulsa, OK → Hagerstown, MD
Same pay buys less
Buying power −5.3%; rent takes 15% of take-home; state tax +$432/yr.
52 Fair offer
On the GS pay scale?
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to Tulsa, OK at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | Tulsa, OK | Real change, Hagerstown → Tulsa |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,722 | −7.7% |
| GS-11 step 1 | $85,447 | $74,678 | −7.7% |
| GS-12 step 1 | $102,415 | $89,508 | −7.7% |
| GS-13 step 1 | $121,785 | $106,437 | −7.7% |
| GS-14 step 1 | $143,913 | $125,776 | −7.7% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | Tulsa, OK | Tulsa pay in Hagerstown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,190 | $48,220 | $50,899 (−19.5%) |
| Software Developers | $122,830 | $108,730 | $114,771 (−6.6%) |
| Accountants and Auditors | $75,250 | $81,320 | $85,838 (+14.1%) |
| Registered Nurses | $92,770 | $84,790 | $89,501 (−3.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.