City comparison

Hagerstown, MD vs Scranton, PA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in Hagerstown, MD (94.2) and Scranton, PA (93.6, U.S. average = 100) are within 1% of each other, so $100,000 in Hagerstown, MD goes as far as $99,300 in Scranton, PA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,028 a month in Scranton, PA versus $961 in Hagerstown, MD. On $100,000, that's 16% of take-home pay in Scranton, PA and 15% in Hagerstown, MD.
  • On $100,000, estimated state income tax is about $1,316 a year higher in Hagerstown, MD than in Scranton, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to Scranton, PA ($121,785 → $106,437), while prices change by −0.7%. Net effect of the transfer: −12.0% in real buying power.
HagerstownScranton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hagerstown, MD: price level 94.2 (cheaper)
  • Scranton, PA: price level 93.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hagerstown, MDScranton, PA
Price level (U.S. = 100)294.293.6
$100,000 is worth, in the other city2$99,347 in Scranton$100,657 in Hagerstown
Typical 1-bedroom rent3$961/mo$1,028/mo
Take-home on $100,00014,15,8$74,794$76,110
State income tax on $100,000 (estimate)8$4,386 (MD)$3,070 (PA)
Rent burden on $100,00015%16%
Median pay, all jobs4$47,440$46,330
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PARest of U.S.

Rent areas: Hagerstown, MD HUD Metro FMR Area and Scranton--Wilkes-Barre, PA MSA. Metro areas: Hagerstown-Martinsburg, MD-WV and Scranton--Wilkes-Barre, PA.

What costs more or less

Hagerstown, MDScranton, PA
Price level (U.S. = 100)HagerstownScranton
Housing (rent)75.767.0
Goods96.4100.7
Utilities95.7106.5
Other services99.597.7
Overall94.293.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hagerstown, MD → Scranton, PA

Roughly even

Buying power +0.7%; rent takes 16% of take-home; state tax −$1,316/yr.

71 Strong offer

Scranton, PA → Hagerstown, MD

Roughly even

Buying power −0.7%; rent takes 15% of take-home; state tax +$1,316/yr.

67 Fair offer

Federal employees: GS pay

Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Scranton, PA is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to Scranton, PA at the same grade and step does to real buying power.

Grade5,2Hagerstown, MDScranton, PAReal change, Hagerstown → Scranton
GS-9 step 1$70,623$61,722−12.0%
GS-11 step 1$85,447$74,678−12.0%
GS-12 step 1$102,415$89,508−12.0%
GS-13 step 1$121,785$106,437−12.0%
GS-14 step 1$143,913$125,776−12.0%

Pay for common jobs

Median annual pay4Hagerstown, MDScranton, PAScranton pay in Hagerstown dollars
Information Security Analystsnot published$100,210—
Software Developers$122,830$119,960$120,749 (−1.7%)
Accountants and Auditors$75,250$70,480$70,943 (−5.7%)
Registered Nurses$92,770$82,650$83,193 (−10.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.