City comparison
Hagerstown, MD vs Roanoke, VA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Hagerstown, MD (94.2) and Roanoke, VA (93.6, U.S. average = 100) are within 1% of each other, so $100,000 in Hagerstown, MD goes as far as $99,400 in Roanoke, VA.
- Rent is the bigger story: a typical 1-bedroom costs $1,053 a month in Roanoke, VA versus $961 in Hagerstown, MD. On $100,000, that's 17% of take-home pay in Roanoke, VA and 15% in Hagerstown, MD.
- On $100,000, estimated state income tax is about $550 a year higher in Roanoke, VA than in Hagerstown, MD.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to Roanoke, VA ($121,785 → $106,437), while prices change by −0.6%. Net effect of the transfer: −12.1% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- Roanoke, VA: price level 93.6 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | Roanoke, VA | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 93.6 |
| $100,000 is worth, in the other city2 | $99,413 in Roanoke | $100,591 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $1,053/mo |
| Take-home on $100,00014,15,8 | $74,794 | $74,244 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $4,936 (VA) |
| Rent burden on $100,000 | 15% | 17% |
| Median pay, all jobs4 | $47,440 | $47,140 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Rest of U.S. |
Rent areas: Hagerstown, MD HUD Metro FMR Area and Roanoke, VA HUD Metro FMR Area. Metro areas: Hagerstown-Martinsburg, MD-WV and Roanoke, VA.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | Roanoke |
|---|---|---|
| Housing (rent) | 75.7 | 78.5 |
| Goods | 96.4 | 96.8 |
| Utilities | 95.7 | 88.9 |
| Other services | 99.5 | 98.6 |
| Overall | 94.2 | 93.6 |
Moving with the same $100,000 salary
Hagerstown, MD → Roanoke, VA
Roughly even
Buying power +0.6%; rent takes 17% of take-home; state tax +$550/yr.
71 Strong offer
Roanoke, VA → Hagerstown, MD
Roughly even
Buying power −0.6%; rent takes 15% of take-home; state tax −$550/yr.
67 Fair offer
On the GS pay scale?
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Roanoke, VA is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to Roanoke, VA at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | Roanoke, VA | Real change, Hagerstown → Roanoke |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,722 | −12.1% |
| GS-11 step 1 | $85,447 | $74,678 | −12.1% |
| GS-12 step 1 | $102,415 | $89,508 | −12.1% |
| GS-13 step 1 | $121,785 | $106,437 | −12.1% |
| GS-14 step 1 | $143,913 | $125,776 | −12.1% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | Roanoke, VA | Roanoke pay in Hagerstown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,190 | $62,010 | $62,376 (−1.3%) |
| Software Developers | $122,830 | $121,110 | $121,825 (−0.8%) |
| Accountants and Auditors | $75,250 | $77,240 | $77,696 (+3.3%) |
| Registered Nurses | $92,770 | $80,090 | $80,563 (−13.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.