City comparison
Hagerstown, MD vs Reno, NV
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Reno, NV are 7.3% higher than in Hagerstown, MD. Someone earning $100,000 in Hagerstown, MD would need about $107,300 in Reno, NV to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $961 in Hagerstown, MD. On $100,000, that's 23% of take-home pay in Reno, NV and 15% in Hagerstown, MD.
- On $100,000, estimated state income tax is about $4,386 a year higher in Hagerstown, MD than in Reno, NV.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.3% moving from Hagerstown, MD to Reno, NV ($121,785 → $106,855), while prices change by +7.3%. Net effect of the transfer: −18.2% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- Reno, NV: price level 101.0 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | Reno, NV | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 101.0 |
| $100,000 is worth, in the other city2 | $107,267 in Reno | $93,226 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $1,489/mo |
| Take-home on $100,00014,15,8 | $74,794 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $0 (NV) |
| Rent burden on $100,000 | 15% | 23% |
| Median pay, all jobs4 | $47,440 | $49,660 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Reno-Fernley, NV |
Rent areas: Hagerstown, MD HUD Metro FMR Area and Reno, NV HUD Metro FMR Area. Metro areas: Hagerstown-Martinsburg, MD-WV and Reno, NV.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | Reno |
|---|---|---|
| Housing (rent) | 75.7 | 123.5 |
| Goods | 96.4 | 96.3 |
| Utilities | 95.7 | 89.3 |
| Other services | 99.5 | 98.7 |
| Overall | 94.2 | 101.0 |
Moving with the same $100,000 salary
Hagerstown, MD → Reno, NV
Same pay buys less
Buying power −6.8%; rent takes 23% of take-home; state tax −$4,386/yr.
48 Fair offer
Reno, NV → Hagerstown, MD
Same pay goes further
Buying power +7.3%; rent takes 15% of take-home; state tax +$4,386/yr.
91 Strong offer
On the GS pay scale?
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Reno, NV is in Reno-Fernley, NV. The last column shows what a transfer from Hagerstown, MD to Reno, NV at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | Reno, NV | Real change, Hagerstown → Reno |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,965 | −18.2% |
| GS-11 step 1 | $85,447 | $74,972 | −18.2% |
| GS-12 step 1 | $102,415 | $89,859 | −18.2% |
| GS-13 step 1 | $121,785 | $106,855 | −18.2% |
| GS-14 step 1 | $143,913 | $126,271 | −18.2% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | Reno, NV | Reno pay in Hagerstown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,190 | $62,430 | $58,201 (−7.9%) |
| Software Developers | $122,830 | $125,710 | $117,194 (−4.6%) |
| Accountants and Auditors | $75,250 | $82,370 | $76,790 (+2.0%) |
| Registered Nurses | $92,770 | $107,520 | $100,236 (+8.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.