City comparison
Hagerstown, MD vs North Port, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in North Port, FL are 8.8% higher than in Hagerstown, MD. Someone earning $100,000 in Hagerstown, MD would need about $108,800 in North Port, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,686 a month in North Port, FL versus $961 in Hagerstown, MD. On $100,000, that's 26% of take-home pay in North Port, FL and 15% in Hagerstown, MD.
- On $100,000, estimated state income tax is about $4,386 a year higher in Hagerstown, MD than in North Port, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to North Port, FL ($121,785 → $106,437), while prices change by +8.8%. Net effect of the transfer: −19.6% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- North Port, FL: price level 102.4 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | North Port, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 102.4 |
| $100,000 is worth, in the other city2 | $108,756 in North Port | $91,949 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $1,686/mo |
| Take-home on $100,00014,15,8 | $74,794 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $0 (FL) |
| Rent burden on $100,000 | 15% | 26% |
| Median pay, all jobs4 | $47,440 | $47,440 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Rest of U.S. |
Rent areas: Hagerstown, MD HUD Metro FMR Area and North Port-Bradenton-Sarasota, FL MSA. Metro areas: Hagerstown-Martinsburg, MD-WV and North Port-Bradenton-Sarasota, FL.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | North Port |
|---|---|---|
| Housing (rent) | 75.7 | 128.0 |
| Goods | 96.4 | 96.2 |
| Utilities | 95.7 | 88.2 |
| Other services | 99.5 | 98.9 |
| Overall | 94.2 | 102.4 |
Moving with the same $100,000 salary
Hagerstown, MD → North Port, FL
Same pay buys less
Buying power −8.1%; rent takes 26% of take-home; state tax −$4,386/yr.
43 Weak offer
North Port, FL → Hagerstown, MD
Same pay goes further
Buying power +8.8%; rent takes 15% of take-home; state tax +$4,386/yr.
96 Strong offer
Federal employees: GS pay
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; North Port, FL is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to North Port, FL at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | North Port, FL | Real change, Hagerstown → North Port |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,722 | −19.6% |
| GS-11 step 1 | $85,447 | $74,678 | −19.6% |
| GS-12 step 1 | $102,415 | $89,508 | −19.6% |
| GS-13 step 1 | $121,785 | $106,437 | −19.6% |
| GS-14 step 1 | $143,913 | $125,776 | −19.6% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | North Port, FL | North Port pay in Hagerstown dollars |
|---|---|---|---|
| Information Security Analysts | not published | not published | — |
| Software Developers | $122,830 | $131,890 | $121,271 (−1.3%) |
| Accountants and Auditors | $75,250 | $81,090 | $74,561 (−0.9%) |
| Registered Nurses | $92,770 | $86,130 | $79,195 (−14.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.