City comparison

Hagerstown, MD vs Kingsport, TN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hagerstown, MD are 8.9% higher than in Kingsport, TN. Someone earning $100,000 in Kingsport, TN would need about $108,900 in Hagerstown, MD to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $961 a month in Hagerstown, MD versus $818 in Kingsport, TN. On $100,000, that's 15% of take-home pay in Hagerstown, MD and 12% in Kingsport, TN.
  • On $100,000, estimated state income tax is about $4,386 a year higher in Hagerstown, MD than in Kingsport, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to Kingsport, TN ($121,785 → $106,437), while prices change by −8.2%. Net effect of the transfer: −4.8% in real buying power.
HagerstownKingsport
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hagerstown, MD: price level 94.2 (cheaper)
  • Kingsport, TN: price level 86.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hagerstown, MDKingsport, TN
Price level (U.S. = 100)294.286.4
$100,000 is worth, in the other city2$91,798 in Kingsport$108,935 in Hagerstown
Typical 1-bedroom rent3$961/mo$818/mo
Take-home on $100,00014,15,8$74,794$79,180
State income tax on $100,000 (estimate)8$4,386 (MD)$0 (TN)
Rent burden on $100,00015%12%
Median pay, all jobs4$47,440$45,240
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PARest of U.S.

Rent areas: Hagerstown, MD HUD Metro FMR Area and Kingsport-Bristol, TN-VA MSA. Metro areas: Hagerstown-Martinsburg, MD-WV and Kingsport-Bristol, TN-VA.

What costs more or less

Hagerstown, MDKingsport, TN
Price level (U.S. = 100)HagerstownKingsport
Housing (rent)75.756.5
Goods96.496.2
Utilities95.775.9
Other services99.595.8
Overall94.286.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hagerstown, MD → Kingsport, TN

Same pay goes further

Buying power +8.9%; rent takes 12% of take-home; state tax −$4,386/yr.

97 Strong offer

Kingsport, TN → Hagerstown, MD

Same pay buys less

Buying power −8.2%; rent takes 15% of take-home; state tax +$4,386/yr.

43 Weak offer

On the GS pay scale?

Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Kingsport, TN is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to Kingsport, TN at the same grade and step does to real buying power.

Grade5,2Hagerstown, MDKingsport, TNReal change, Hagerstown → Kingsport
GS-9 step 1$70,623$61,722−4.8%
GS-11 step 1$85,447$74,678−4.8%
GS-12 step 1$102,415$89,508−4.8%
GS-13 step 1$121,785$106,437−4.8%
GS-14 step 1$143,913$125,776−4.8%

Pay for common jobs

Median annual pay4Hagerstown, MDKingsport, TNKingsport pay in Hagerstown dollars
Elementary School Teachers, Except Special Education$63,190$58,130$63,324 (+0.2%)
Software Developers$122,830$115,310$125,613 (+2.3%)
Accountants and Auditors$75,250$75,940$82,725 (+9.9%)
Registered Nurses$92,770$76,730$83,586 (−9.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.