City comparison
Gulfport, MS vs Lancaster, PA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Lancaster, PA are 9.2% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $109,200 in Lancaster, PA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,220 a month in Lancaster, PA versus $923 in Gulfport, MS. On $100,000, that's 19% of take-home pay in Lancaster, PA and 15% in Gulfport, MS.
- Estimated state income tax on $100,000 is close: $3,268 a year in MS and $3,070 in PA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +2.0% moving from Gulfport, MS to Lancaster, PA ($106,437 → $108,592), while prices change by +9.2%. Net effect of the transfer: −6.5% in real buying power.
- Gulfport, MS: price level 90.0 (much cheaper)
- Lancaster, PA: price level 98.3 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gulfport, MS | Lancaster, PA | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.0 | 98.3 |
| $100,000 is worth, in the other city2 | $109,167 in Lancaster | $91,603 in Gulfport |
| Typical 1-bedroom rent3 | $923/mo | $1,220/mo |
| Take-home on $100,00014,15,8 | $75,912 | $76,110 |
| State income tax on $100,000 (estimate)8 | $3,268 (MS) | $3,070 (PA) |
| Rent burden on $100,000 | 15% | 19% |
| Median pay, all jobs4 | $43,470 | $48,210 |
| Federal locality pay area7 | Rest of U.S. | Harrisburg-Lebanon, PA |
Rent areas: Gulfport-Biloxi, MS HUD Metro FMR Area and Lancaster, PA MSA. Metro areas: Gulfport-Biloxi, MS and Lancaster, PA.
What costs more or less
| Price level (U.S. = 100) | Gulfport | Lancaster |
|---|---|---|
| Housing (rent) | 67.9 | 93.8 |
| Goods | 96.2 | 100.7 |
| Utilities | 76.3 | 107.3 |
| Other services | 96.1 | 97.7 |
| Overall | 90.0 | 98.3 |
Moving with the same $100,000 salary
Gulfport, MS → Lancaster, PA
Same pay buys less
Buying power −8.4%; rent takes 19% of take-home; state tax −$198/yr.
43 Weak offer
Lancaster, PA → Gulfport, MS
Same pay goes further
Buying power +9.2%; rent takes 15% of take-home; state tax +$198/yr.
97 Strong offer
On the GS pay scale?
Gulfport, MS is in the Rest of U.S. pay area; Lancaster, PA is in Harrisburg-Lebanon, PA. The last column shows what a transfer from Gulfport, MS to Lancaster, PA at the same grade and step does to real buying power.
| Grade5,2 | Gulfport, MS | Lancaster, PA | Real change, Gulfport → Lancaster |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,972 | −6.5% |
| GS-11 step 1 | $74,678 | $76,190 | −6.5% |
| GS-12 step 1 | $89,508 | $91,320 | −6.5% |
| GS-13 step 1 | $106,437 | $108,592 | −6.5% |
| GS-14 step 1 | $125,776 | $128,323 | −6.5% |
Pay for common jobs
| Median annual pay4 | Gulfport, MS | Lancaster, PA | Lancaster pay in Gulfport dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,820 | $78,360 | $71,780 (+41.2%) |
| Software Developers | $104,240 | $104,740 | $95,945 (−8.0%) |
| Accountants and Auditors | $76,380 | $76,110 | $69,719 (−8.7%) |
| Registered Nurses | $78,960 | $89,620 | $82,094 (+4.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.