City comparison

Fresno, CA vs Stockton, CA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Stockton, CA are 2.9% higher than in Fresno, CA. Someone earning $100,000 in Fresno, CA would need about $102,900 in Stockton, CA to live the same way.
  • Typical 1-bedroom rents are close: $1,355 a month in Fresno, CA and $1,395 in Stockton, CA.
  • Both are in CA, so estimated state income tax is the same: $5,070 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +24.4% moving from Fresno, CA to Stockton, CA ($106,973 → $133,060), while prices change by +2.9%. Net effect of the transfer: +20.9% in real buying power.
FresnoStockton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fresno, CA: price level 102.2 (pricier)
  • Stockton, CA: price level 105.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fresno, CAStockton, CA
Price level (U.S. = 100)2102.2105.1
$100,000 is worth, in the other city2$102,869 in Stockton$97,211 in Fresno
Typical 1-bedroom rent3$1,355/mo$1,395/mo
Take-home on $100,00014,15,8$74,110$74,110
State income tax on $100,000 (estimate)8$5,070 (CA)$5,070 (CA)
Rent burden on $100,00022%23%
Median pay, all jobs4$46,910$48,990
Federal locality pay area7Fresno-Madera-Hanford, CASan Jose-San Francisco-Oakland, CA

Rent areas: Fresno, CA HUD Metro FMR Area and Stockton-Lodi, CA MSA. Metro areas: Fresno, CA and Stockton-Lodi, CA.

What costs more or less

Fresno, CAStockton, CA
Price level (U.S. = 100)FresnoStockton
Housing (rent)95.7115.6
Goods105.2105.2
Utilities161.0158.2
Other services100.3100.3
Overall102.2105.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fresno, CA → Stockton, CA

Same pay buys less

Buying power −2.8%; rent takes 23% of take-home; state tax +$0/yr.

60 Fair offer

Stockton, CA → Fresno, CA

Same pay goes further

Buying power +2.9%; rent takes 22% of take-home; state tax +$0/yr.

78 Strong offer

Federal employees: GS pay

Fresno, CA is in the Fresno-Madera-Hanford, CA pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Fresno, CA to Stockton, CA at the same grade and step does to real buying power.

Grade5,2Fresno, CAStockton, CAReal change, Fresno → Stockton
GS-9 step 1$62,033$77,161+20.9%
GS-11 step 1$75,055$93,358+20.9%
GS-12 step 1$89,959$111,896+20.9%
GS-13 step 1$106,973$133,060+20.9%
GS-14 step 1$126,410$157,236+20.9%

Pay for common jobs

Median annual pay4Fresno, CAStockton, CAStockton pay in Fresno dollars
Information Security Analysts$118,420$101,320$98,494 (−16.8%)
Software Developers$129,060$138,550$134,686 (+4.4%)
Accountants and Auditors$78,690$83,570$81,239 (+3.2%)
Registered Nurses$125,420$134,580$130,826 (+4.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.