City comparison

Fresno, CA vs Lincoln, NE

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fresno, CA are 11.5% higher than in Lincoln, NE. Someone earning $100,000 in Lincoln, NE would need about $111,500 in Fresno, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,355 a month in Fresno, CA versus $926 in Lincoln, NE. On $100,000, that's 22% of take-home pay in Fresno, CA and 15% in Lincoln, NE.
  • On $100,000, estimated state income tax is about $1,400 a year higher in Fresno, CA than in Lincoln, NE.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.5% moving from Fresno, CA to Lincoln, NE ($106,973 → $106,437), while prices change by −10.4%. Net effect of the transfer: +11.0% in real buying power.
FresnoLincoln
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fresno, CA: price level 102.2 (pricier)
  • Lincoln, NE: price level 91.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fresno, CALincoln, NE
Price level (U.S. = 100)2102.291.6
$100,000 is worth, in the other city2$89,646 in Lincoln$111,549 in Fresno
Typical 1-bedroom rent3$1,355/mo$926/mo
Take-home on $100,00014,15,8$74,110$75,510
State income tax on $100,000 (estimate)8$5,070 (CA)$3,670 (NE)
Rent burden on $100,00022%15%
Median pay, all jobs4$46,910$49,800
Federal locality pay area7Fresno-Madera-Hanford, CARest of U.S.

Rent areas: Fresno, CA HUD Metro FMR Area and Lincoln, NE HUD Metro FMR Area. Metro areas: Fresno, CA and Lincoln, NE.

What costs more or less

Fresno, CALincoln, NE
Price level (U.S. = 100)FresnoLincoln
Housing (rent)95.784.2
Goods105.294.1
Utilities161.076.8
Other services100.393.0
Overall102.291.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fresno, CA → Lincoln, NE

Same pay goes further

Buying power +11.5%; rent takes 15% of take-home; state tax −$1,400/yr.

100 Strong offer

Lincoln, NE → Fresno, CA

Same pay buys less

Buying power −10.4%; rent takes 22% of take-home; state tax +$1,400/yr.

38 Weak offer

On the GS pay scale?

Fresno, CA is in the Fresno-Madera-Hanford, CA pay area; Lincoln, NE is in Rest of U.S.. The last column shows what a transfer from Fresno, CA to Lincoln, NE at the same grade and step does to real buying power.

Grade5,2Fresno, CALincoln, NEReal change, Fresno → Lincoln
GS-9 step 1$62,033$61,722+11.0%
GS-11 step 1$75,055$74,678+11.0%
GS-12 step 1$89,959$89,508+11.0%
GS-13 step 1$106,973$106,437+11.0%
GS-14 step 1$126,410$125,776+11.0%

Pay for common jobs

Median annual pay4Fresno, CALincoln, NELincoln pay in Fresno dollars
Elementary School Teachers, Except Special Education$78,800$61,940$69,094 (−12.3%)
Software Developers$129,060$101,690$113,435 (−12.1%)
Accountants and Auditors$78,690$65,170$72,697 (−7.6%)
Registered Nurses$125,420$87,530$97,639 (−22.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.