City comparison
Fort Wayne, IN vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 11.5% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $111,500 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $916 in Fort Wayne, IN. On $100,000, that's 27% of take-home pay in Naples, FL and 14% in Fort Wayne, IN.
- On $100,000, estimated state income tax is about $2,921 a year higher in Fort Wayne, IN than in Naples, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Fort Wayne, IN to Naples, FL changes real buying power by −10.3%, purely from prices.
- Fort Wayne, IN: price level 92.6 (cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Wayne, IN | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.6 | 103.2 |
| $100,000 is worth, in the other city2 | $111,481 in Naples | $89,702 in Fort Wayne |
| Typical 1-bedroom rent3 | $916/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $76,260 | $79,180 |
| State income tax on $100,000 (estimate)8 | $2,921 (IN) | $0 (FL) |
| Rent burden on $100,000 | 14% | 27% |
| Median pay, all jobs4 | $47,700 | $47,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Fort Wayne, IN HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Fort Wayne, IN and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Fort Wayne | Naples |
|---|---|---|
| Housing (rent) | 72.3 | 129.4 |
| Goods | 94.3 | 96.2 |
| Utilities | 86.2 | 87.8 |
| Other services | 99.1 | 98.9 |
| Overall | 92.6 | 103.2 |
Moving with the same $100,000 salary
Fort Wayne, IN → Naples, FL
Same pay buys less
Buying power −10.3%; rent takes 27% of take-home; state tax −$2,921/yr.
34 Weak offer
Naples, FL → Fort Wayne, IN
Same pay goes further
Buying power +11.5%; rent takes 14% of take-home; state tax +$2,921/yr.
100 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Fort Wayne, IN to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Fort Wayne, IN | Naples, FL | Real change, Fort Wayne → Naples |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −10.3% |
| GS-11 step 1 | $74,678 | $74,678 | −10.3% |
| GS-12 step 1 | $89,508 | $89,508 | −10.3% |
| GS-13 step 1 | $106,437 | $106,437 | −10.3% |
| GS-14 step 1 | $125,776 | $125,776 | −10.3% |
Pay for common jobs
| Median annual pay4 | Fort Wayne, IN | Naples, FL | Naples pay in Fort Wayne dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,800 | $60,470 | $54,243 (−9.3%) |
| Software Developers | $101,560 | $130,730 | $117,267 (+15.5%) |
| Accountants and Auditors | $75,250 | $84,570 | $75,861 (+0.8%) |
| Registered Nurses | $79,630 | $93,330 | $83,718 (+5.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.