City comparison

Fort Collins, CO vs Trenton, NJ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Trenton, NJ are 2.0% higher than in Fort Collins, CO. Someone earning $100,000 in Fort Collins, CO would need about $102,000 in Trenton, NJ to live the same way.
  • Typical 1-bedroom rents are close: $1,537 a month in Fort Collins, CO and $1,545 in Trenton, NJ.
  • On $100,000, estimated state income tax is about $488 a year higher in Trenton, NJ than in Fort Collins, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +5.7% moving from Fort Collins, CO to Trenton, NJ ($118,675 → $125,431), while prices change by +2.0%. Net effect of the transfer: +3.6% in real buying power.
Fort CollinsTrenton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Trenton, NJ: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COTrenton, NJ
Price level (U.S. = 100)2101.1103.2
$100,000 is worth, in the other city2$102,029 in Trenton$98,011 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$1,545/mo
Take-home on $100,00014,15,8$75,488$75,000
State income tax on $100,000 (estimate)8$3,692 (CO)$4,180 (NJ)
Rent burden on $100,00024%25%
Median pay, all jobs4$55,310$63,490
Federal locality pay area7Denver-Aurora, CONew York-Newark, NY-NJ-CT-PA

Rent areas: Fort Collins-Loveland, CO MSA and Trenton-Princeton, NJ MSA. Metro areas: Fort Collins-Loveland, CO and Trenton-Princeton, NJ.

What costs more or less

Fort Collins, COTrenton, NJ
Price level (U.S. = 100)Fort CollinsTrenton
Housing (rent)120.6135.1
Goods96.199.8
Utilities82.2112.3
Other services99.897.9
Overall101.1103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Trenton, NJ

Roughly even

Buying power −2.0%; rent takes 25% of take-home; state tax +$488/yr.

63 Fair offer

Trenton, NJ → Fort Collins, CO

Same pay goes further

Buying power +2.0%; rent takes 24% of take-home; state tax −$488/yr.

75 Strong offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Trenton, NJ is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Fort Collins, CO to Trenton, NJ at the same grade and step does to real buying power.

Grade5,2Fort Collins, COTrenton, NJReal change, Fort Collins → Trenton
GS-9 step 1$68,819$72,737+3.6%
GS-11 step 1$83,265$88,005+3.6%
GS-12 step 1$99,800$105,481+3.6%
GS-13 step 1$118,675$125,431+3.6%
GS-14 step 1$140,239$148,222+3.6%

Pay for common jobs

Median annual pay4Fort Collins, COTrenton, NJTrenton pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$77,850$76,302 (+21.2%)
Software Developers$133,990$128,770$126,209 (−5.8%)
Accountants and Auditors$89,340$99,550$97,570 (+9.2%)
Registered Nurses$97,600$99,990$98,001 (+0.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.