City comparison
Fort Collins, CO vs Olympia, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Olympia, WA are 2.5% higher than in Fort Collins, CO. Someone earning $100,000 in Fort Collins, CO would need about $102,500 in Olympia, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,537 in Fort Collins, CO. On $100,000, that's 25% of take-home pay in Olympia, WA and 24% in Fort Collins, CO.
- On $100,000, estimated state income tax is about $3,692 a year higher in Fort Collins, CO than in Olympia, WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Fort Collins, CO to Olympia, WA ($118,675 → $119,630), while prices change by +2.5%. Net effect of the transfer: −1.7% in real buying power.
- Fort Collins, CO: price level 101.1 (about average)
- Olympia, WA: price level 103.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Collins, CO | Olympia, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.1 | 103.7 |
| $100,000 is worth, in the other city2 | $102,514 in Olympia | $97,548 in Fort Collins |
| Typical 1-bedroom rent3 | $1,537/mo | $1,682/mo |
| Take-home on $100,00014,15,8 | $75,488 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $0 (WA) |
| Rent burden on $100,000 | 24% | 25% |
| Median pay, all jobs4 | $55,310 | $61,960 |
| Federal locality pay area7 | Denver-Aurora, CO | Seattle-Tacoma, WA |
Rent areas: Fort Collins-Loveland, CO MSA and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Fort Collins-Loveland, CO and Olympia-Lacey-Tumwater, WA.
What costs more or less
| Price level (U.S. = 100) | Fort Collins | Olympia |
|---|---|---|
| Housing (rent) | 120.6 | 116.7 |
| Goods | 96.1 | 105.0 |
| Utilities | 82.2 | 91.7 |
| Other services | 99.8 | 99.5 |
| Overall | 101.1 | 103.7 |
Moving with the same $100,000 salary
Fort Collins, CO → Olympia, WA
Same pay buys less
Buying power −2.5%; rent takes 25% of take-home; state tax −$3,692/yr.
60 Fair offer
Olympia, WA → Fort Collins, CO
Same pay goes further
Buying power +2.5%; rent takes 24% of take-home; state tax +$3,692/yr.
77 Strong offer
On the GS pay scale?
Fort Collins, CO is in the Denver-Aurora, CO pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Fort Collins, CO to Olympia, WA at the same grade and step does to real buying power.
| Grade5,2 | Fort Collins, CO | Olympia, WA | Real change, Fort Collins → Olympia |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $69,373 | −1.7% |
| GS-11 step 1 | $83,265 | $83,935 | −1.7% |
| GS-12 step 1 | $99,800 | $100,602 | −1.7% |
| GS-13 step 1 | $118,675 | $119,630 | −1.7% |
| GS-14 step 1 | $140,239 | $141,367 | −1.7% |
Pay for common jobs
| Median annual pay4 | Fort Collins, CO | Olympia, WA | Olympia pay in Fort Collins dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,930 | $104,650 | $102,084 (+62.2%) |
| Software Developers | $133,990 | $124,060 | $121,018 (−9.7%) |
| Accountants and Auditors | $89,340 | $94,470 | $92,154 (+3.1%) |
| Registered Nurses | $97,600 | $125,020 | $121,954 (+25.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.