City comparison
Fort Collins, CO vs Oklahoma City, OK
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Fort Collins, CO are 11.9% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $111,900 in Fort Collins, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $1,017 in Oklahoma City, OK. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 16% in Oklahoma City, OK.
- On $100,000, estimated state income tax is about $263 a year higher in Oklahoma City, OK than in Fort Collins, CO.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Fort Collins, CO to Oklahoma City, OK ($118,675 → $106,437), while prices change by −10.6%. Net effect of the transfer: +0.3% in real buying power.
- Fort Collins, CO: price level 101.1 (about average)
- Oklahoma City, OK: price level 90.4 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Collins, CO | Oklahoma City, OK | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.1 | 90.4 |
| $100,000 is worth, in the other city2 | $89,400 in Oklahoma City | $111,857 in Fort Collins |
| Typical 1-bedroom rent3 | $1,537/mo | $1,017/mo |
| Take-home on $100,00014,15,8 | $75,488 | $75,226 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $3,955 (OK) |
| Rent burden on $100,000 | 24% | 16% |
| Median pay, all jobs4 | $55,310 | $47,230 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Fort Collins-Loveland, CO MSA and Oklahoma City, OK HUD Metro FMR Area. Metro areas: Fort Collins-Loveland, CO and Oklahoma City, OK.
What costs more or less
| Price level (U.S. = 100) | Fort Collins | Oklahoma City |
|---|---|---|
| Housing (rent) | 120.6 | 73.9 |
| Goods | 96.1 | 93.8 |
| Utilities | 82.2 | 74.1 |
| Other services | 99.8 | 95.5 |
| Overall | 101.1 | 90.4 |
Moving with the same $100,000 salary
Fort Collins, CO → Oklahoma City, OK
Same pay goes further
Buying power +11.9%; rent takes 16% of take-home; state tax +$263/yr.
100 Strong offer
Oklahoma City, OK → Fort Collins, CO
Same pay buys less
Buying power −10.6%; rent takes 24% of take-home; state tax −$263/yr.
38 Weak offer
On the GS pay scale?
Fort Collins, CO is in the Denver-Aurora, CO pay area; Oklahoma City, OK is in Rest of U.S.. The last column shows what a transfer from Fort Collins, CO to Oklahoma City, OK at the same grade and step does to real buying power.
| Grade5,2 | Fort Collins, CO | Oklahoma City, OK | Real change, Fort Collins → Oklahoma City |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | +0.3% |
| GS-11 step 1 | $83,265 | $74,678 | +0.3% |
| GS-12 step 1 | $99,800 | $89,508 | +0.3% |
| GS-13 step 1 | $118,675 | $106,437 | +0.3% |
| GS-14 step 1 | $140,239 | $125,776 | +0.3% |
Pay for common jobs
| Median annual pay4 | Fort Collins, CO | Oklahoma City, OK | Oklahoma City pay in Fort Collins dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,930 | $48,780 | $54,564 (−13.3%) |
| Software Developers | $133,990 | $122,390 | $136,902 (+2.2%) |
| Accountants and Auditors | $89,340 | $77,280 | $86,443 (−3.2%) |
| Registered Nurses | $97,600 | $82,920 | $92,752 (−5.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.