City comparison
Fort Collins, CO vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Fort Collins, CO are 6.2% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $106,200 in Fort Collins, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $1,172 in Ocala, FL. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 18% in Ocala, FL.
- On $100,000, estimated state income tax is about $3,692 a year higher in Fort Collins, CO than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Fort Collins, CO to Ocala, FL ($118,675 → $106,437), while prices change by −5.8%. Net effect of the transfer: −4.8% in real buying power.
- Fort Collins, CO: price level 101.1 (about average)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Collins, CO | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.1 | 95.2 |
| $100,000 is worth, in the other city2 | $94,172 in Ocala | $106,189 in Fort Collins |
| Typical 1-bedroom rent3 | $1,537/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,488 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $0 (FL) |
| Rent burden on $100,000 | 24% | 18% |
| Median pay, all jobs4 | $55,310 | $43,990 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Fort Collins-Loveland, CO MSA and Ocala, FL MSA. Metro areas: Fort Collins-Loveland, CO and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Fort Collins | Ocala |
|---|---|---|
| Housing (rent) | 120.6 | 86.2 |
| Goods | 96.1 | 96.2 |
| Utilities | 82.2 | 87.1 |
| Other services | 99.8 | 98.9 |
| Overall | 101.1 | 95.2 |
Moving with the same $100,000 salary
Fort Collins, CO → Ocala, FL
Same pay goes further
Buying power +6.2%; rent takes 18% of take-home; state tax −$3,692/yr.
88 Strong offer
Ocala, FL → Fort Collins, CO
Same pay buys less
Buying power −5.8%; rent takes 24% of take-home; state tax +$3,692/yr.
51 Fair offer
On the GS pay scale?
Fort Collins, CO is in the Denver-Aurora, CO pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Fort Collins, CO to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Fort Collins, CO | Ocala, FL | Real change, Fort Collins → Ocala |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | −4.8% |
| GS-11 step 1 | $83,265 | $74,678 | −4.8% |
| GS-12 step 1 | $99,800 | $89,508 | −4.8% |
| GS-13 step 1 | $118,675 | $106,437 | −4.8% |
| GS-14 step 1 | $140,239 | $125,776 | −4.8% |
Pay for common jobs
| Median annual pay4 | Fort Collins, CO | Ocala, FL | Ocala pay in Fort Collins dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,930 | $57,540 | $61,101 (−2.9%) |
| Software Developers | $133,990 | $112,780 | $119,760 (−10.6%) |
| Accountants and Auditors | $89,340 | $74,370 | $78,973 (−11.6%) |
| Registered Nurses | $97,600 | $79,230 | $84,134 (−13.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.