City comparison
Fort Collins, CO vs Montgomery, AL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Fort Collins, CO are 12.8% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $112,800 in Fort Collins, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $870 in Montgomery, AL. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 14% in Montgomery, AL.
- On $100,000, estimated state income tax is about $1,043 a year higher in Montgomery, AL than in Fort Collins, CO.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Fort Collins, CO to Montgomery, AL ($118,675 → $106,437), while prices change by −11.3%. Net effect of the transfer: +1.1% in real buying power.
- Fort Collins, CO: price level 101.1 (about average)
- Montgomery, AL: price level 89.7 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Collins, CO | Montgomery, AL | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.1 | 89.7 |
| $100,000 is worth, in the other city2 | $88,682 in Montgomery | $112,763 in Fort Collins |
| Typical 1-bedroom rent3 | $1,537/mo | $870/mo |
| Take-home on $100,00014,15,8 | $75,488 | $74,445 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $4,735 (AL) |
| Rent burden on $100,000 | 24% | 14% |
| Median pay, all jobs4 | $55,310 | $44,950 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Fort Collins-Loveland, CO MSA and Montgomery, AL MSA. Metro areas: Fort Collins-Loveland, CO and Montgomery, AL.
What costs more or less
| Price level (U.S. = 100) | Fort Collins | Montgomery |
|---|---|---|
| Housing (rent) | 120.6 | 64.3 |
| Goods | 96.1 | 96.4 |
| Utilities | 82.2 | 84.9 |
| Other services | 99.8 | 96.7 |
| Overall | 101.1 | 89.7 |
Moving with the same $100,000 salary
Fort Collins, CO → Montgomery, AL
Same pay goes further
Buying power +12.8%; rent takes 14% of take-home; state tax +$1,043/yr.
100 Strong offer
Montgomery, AL → Fort Collins, CO
Same pay buys less
Buying power −11.3%; rent takes 24% of take-home; state tax −$1,043/yr.
38 Weak offer
On the GS pay scale?
Fort Collins, CO is in the Denver-Aurora, CO pay area; Montgomery, AL is in Rest of U.S.. The last column shows what a transfer from Fort Collins, CO to Montgomery, AL at the same grade and step does to real buying power.
| Grade5,2 | Fort Collins, CO | Montgomery, AL | Real change, Fort Collins → Montgomery |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | +1.1% |
| GS-11 step 1 | $83,265 | $74,678 | +1.1% |
| GS-12 step 1 | $99,800 | $89,508 | +1.1% |
| GS-13 step 1 | $118,675 | $106,437 | +1.1% |
| GS-14 step 1 | $140,239 | $125,776 | +1.1% |
Pay for common jobs
| Median annual pay4 | Fort Collins, CO | Montgomery, AL | Montgomery pay in Fort Collins dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,930 | $59,610 | $67,218 (+6.8%) |
| Software Developers | $133,990 | $110,620 | $124,738 (−6.9%) |
| Accountants and Auditors | $89,340 | $75,040 | $84,617 (−5.3%) |
| Registered Nurses | $97,600 | $79,570 | $89,725 (−8.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.