City comparison

Fort Collins, CO vs Little Rock, AR

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fort Collins, CO are 13.2% higher than in Little Rock, AR. Someone earning $100,000 in Little Rock, AR would need about $113,200 in Fort Collins, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $989 in Little Rock, AR. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 16% in Little Rock, AR.
  • Estimated state income tax on $100,000 is close: $3,692 a year in CO and $3,687 in AR.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Fort Collins, CO to Little Rock, AR ($118,675 → $106,437), while prices change by −11.6%. Net effect of the transfer: +1.5% in real buying power.
Fort CollinsLittle Rock
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Little Rock, AR: price level 89.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COLittle Rock, AR
Price level (U.S. = 100)2101.189.4
$100,000 is worth, in the other city2$88,367 in Little Rock$113,164 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$989/mo
Take-home on $100,00014,15,8$75,488$75,493
State income tax on $100,000 (estimate)8$3,692 (CO)$3,687 (AR)
Rent burden on $100,00024%16%
Median pay, all jobs4$55,310$45,790
Federal locality pay area7Denver-Aurora, CORest of U.S.

Rent areas: Fort Collins-Loveland, CO MSA and Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area. Metro areas: Fort Collins-Loveland, CO and Little Rock-North Little Rock-Conway, AR.

What costs more or less

Fort Collins, COLittle Rock, AR
Price level (U.S. = 100)Fort CollinsLittle Rock
Housing (rent)120.668.3
Goods96.193.6
Utilities82.274.6
Other services99.895.3
Overall101.189.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Little Rock, AR

Same pay goes further

Buying power +13.2%; rent takes 16% of take-home; state tax −$4/yr.

100 Strong offer

Little Rock, AR → Fort Collins, CO

Same pay buys less

Buying power −11.6%; rent takes 24% of take-home; state tax +$4/yr.

38 Weak offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Little Rock, AR is in Rest of U.S.. The last column shows what a transfer from Fort Collins, CO to Little Rock, AR at the same grade and step does to real buying power.

Grade5,2Fort Collins, COLittle Rock, ARReal change, Fort Collins → Little Rock
GS-9 step 1$68,819$61,722+1.5%
GS-11 step 1$83,265$74,678+1.5%
GS-12 step 1$99,800$89,508+1.5%
GS-13 step 1$118,675$106,437+1.5%
GS-14 step 1$140,239$125,776+1.5%

Pay for common jobs

Median annual pay4Fort Collins, COLittle Rock, ARLittle Rock pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$58,580$66,292 (+5.3%)
Software Developers$133,990$104,070$117,770 (−12.1%)
Accountants and Auditors$89,340$65,810$74,473 (−16.6%)
Registered Nurses$97,600$81,070$91,742 (−6.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.