City comparison

Fort Collins, CO vs Hartford, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hartford, CT are 1.6% higher than in Fort Collins, CO. Someone earning $100,000 in Fort Collins, CO would need about $101,600 in Hartford, CT to live the same way.
  • Typical 1-bedroom rents are close: $1,537 a month in Fort Collins, CO and $1,477 in Hartford, CT.
  • Estimated state income tax on $100,000 is close: $3,692 a year in CO and $3,925 in CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.2% moving from Fort Collins, CO to Hartford, CT ($118,675 → $120,094), while prices change by +1.6%. Net effect of the transfer: −0.4% in real buying power.
Fort CollinsHartford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Hartford, CT: price level 102.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COHartford, CT
Price level (U.S. = 100)2101.1102.7
$100,000 is worth, in the other city2$101,600 in Hartford$98,425 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$1,477/mo
Take-home on $100,00014,15,8$75,488$75,255
State income tax on $100,000 (estimate)8$3,692 (CO)$3,925 (CT)
Rent burden on $100,00024%24%
Median pay, all jobs4$55,310$59,940
Federal locality pay area7Denver-Aurora, COHartford-East Hartford, CT-MA

Rent areas: Fort Collins-Loveland, CO MSA and Hartford-West Hartford-East Hartford, CT MSA. Metro areas: Fort Collins-Loveland, CO and Hartford-West Hartford-East Hartford, CT.

What costs more or less

Fort Collins, COHartford, CT
Price level (U.S. = 100)Fort CollinsHartford
Housing (rent)120.6110.2
Goods96.197.3
Utilities82.2144.9
Other services99.8102.7
Overall101.1102.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Hartford, CT

Roughly even

Buying power −1.6%; rent takes 24% of take-home; state tax +$233/yr.

64 Fair offer

Hartford, CT → Fort Collins, CO

Roughly even

Buying power +1.6%; rent takes 24% of take-home; state tax −$233/yr.

74 Strong offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Hartford, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Fort Collins, CO to Hartford, CT at the same grade and step does to real buying power.

Grade5,2Fort Collins, COHartford, CTReal change, Fort Collins → Hartford
GS-9 step 1$68,819$69,642−0.4%
GS-11 step 1$83,265$84,260−0.4%
GS-12 step 1$99,800$100,992−0.4%
GS-13 step 1$118,675$120,094−0.4%
GS-14 step 1$140,239$141,915−0.4%

Pay for common jobs

Median annual pay4Fort Collins, COHartford, CTHartford pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$79,800$78,543 (+24.8%)
Software Developers$133,990$132,520$130,433 (−2.7%)
Accountants and Auditors$89,340$95,940$94,429 (+5.7%)
Registered Nurses$97,600$101,470$99,872 (+2.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.