City comparison
Eugene, OR vs Miami, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Miami, FL are 12.4% higher than in Eugene, OR. Someone earning $100,000 in Eugene, OR would need about $112,400 in Miami, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,286 in Eugene, OR. On $100,000, that's 30% of take-home pay in Miami, FL and 22% in Eugene, OR.
- On $100,000, estimated state income tax is about $7,920 a year higher in Eugene, OR than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +6.5% moving from Eugene, OR to Miami, FL ($106,437 → $113,356), while prices change by +12.4%. Net effect of the transfer: −5.2% in real buying power.
- Eugene, OR: price level 101.6 (about average)
- Miami, FL: price level 114.2 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Eugene, OR | Miami, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.6 | 114.2 |
| $100,000 is worth, in the other city2 | $112,393 in Miami | $88,974 in Eugene |
| Typical 1-bedroom rent3 | $1,286/mo | $1,995/mo |
| Take-home on $100,00014,15,8 | $71,260 | $79,180 |
| State income tax on $100,000 (estimate)8 | $7,920 (OR) | $0 (FL) |
| Rent burden on $100,000 | 22% | 30% |
| Median pay, all jobs4 | $49,680 | $48,640 |
| Federal locality pay area7 | Rest of U.S. | Miami-Port St. Lucie-Fort Lauderdale, FL |
Rent areas: Eugene-Springfield, OR MSA and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Eugene-Springfield, OR and Miami-Fort Lauderdale-West Palm Beach, FL.
What costs more or less
| Price level (U.S. = 100) | Eugene | Miami |
|---|---|---|
| Housing (rent) | 98.3 | 155.6 |
| Goods | 105.3 | 103.6 |
| Utilities | 102.5 | 97.2 |
| Other services | 100.3 | 109.1 |
| Overall | 101.6 | 114.2 |
Moving with the same $100,000 salary
Eugene, OR → Miami, FL
Same pay buys less
Buying power −11.0%; rent takes 30% of take-home; state tax −$7,920/yr.
30 Weak offer
Miami, FL → Eugene, OR
Same pay goes further
Buying power +12.4%; rent takes 22% of take-home; state tax +$7,920/yr.
100 Strong offer
On the GS pay scale?
Eugene, OR is in the Rest of U.S. pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Eugene, OR to Miami, FL at the same grade and step does to real buying power.
| Grade5,2 | Eugene, OR | Miami, FL | Real change, Eugene → Miami |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $65,735 | −5.2% |
| GS-11 step 1 | $74,678 | $79,533 | −5.2% |
| GS-12 step 1 | $89,508 | $95,326 | −5.2% |
| GS-13 step 1 | $106,437 | $113,356 | −5.2% |
| GS-14 step 1 | $125,776 | $133,953 | −5.2% |
Pay for common jobs
| Median annual pay4 | Eugene, OR | Miami, FL | Miami pay in Eugene dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,260 | $58,300 | $51,872 (−19.3%) |
| Software Developers | $121,050 | $132,650 | $118,024 (−2.5%) |
| Accountants and Auditors | $79,930 | $80,920 | $71,998 (−9.9%) |
| Registered Nurses | $113,720 | $91,380 | $81,304 (−28.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.