City comparison
Eugene, OR vs Indianapolis, IN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Eugene, OR are 6.1% higher than in Indianapolis, IN. Someone earning $100,000 in Indianapolis, IN would need about $106,100 in Eugene, OR to live the same way.
- Typical 1-bedroom rents are close: $1,286 a month in Eugene, OR and $1,267 in Indianapolis, IN.
- On $100,000, estimated state income tax is about $5,000 a year higher in Eugene, OR than in Indianapolis, IN.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.9% moving from Eugene, OR to Indianapolis, IN ($106,437 → $107,428), while prices change by −5.8%. Net effect of the transfer: +7.1% in real buying power.
- Eugene, OR: price level 101.6 (about average)
- Indianapolis, IN: price level 95.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Eugene, OR | Indianapolis, IN | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.6 | 95.7 |
| $100,000 is worth, in the other city2 | $94,219 in Indianapolis | $106,136 in Eugene |
| Typical 1-bedroom rent3 | $1,286/mo | $1,267/mo |
| Take-home on $100,00014,15,8 | $71,260 | $76,260 |
| State income tax on $100,000 (estimate)8 | $7,920 (OR) | $2,921 (IN) |
| Rent burden on $100,000 | 22% | 20% |
| Median pay, all jobs4 | $49,680 | $49,340 |
| Federal locality pay area7 | Rest of U.S. | Indianapolis-Carmel-Muncie, IN |
Rent areas: Eugene-Springfield, OR MSA and Indianapolis-Carmel, IN HUD Metro FMR Area. Metro areas: Eugene-Springfield, OR and Indianapolis-Carmel-Greenwood, IN.
What costs more or less
| Price level (U.S. = 100) | Eugene | Indianapolis |
|---|---|---|
| Housing (rent) | 98.3 | 88.9 |
| Goods | 105.3 | 94.3 |
| Utilities | 102.5 | 86.4 |
| Other services | 100.3 | 99.1 |
| Overall | 101.6 | 95.7 |
Moving with the same $100,000 salary
Eugene, OR → Indianapolis, IN
Same pay goes further
Buying power +6.1%; rent takes 20% of take-home; state tax −$5,000/yr.
88 Strong offer
Indianapolis, IN → Eugene, OR
Same pay buys less
Buying power −5.8%; rent takes 22% of take-home; state tax +$5,000/yr.
51 Fair offer
On the GS pay scale?
Eugene, OR is in the Rest of U.S. pay area; Indianapolis, IN is in Indianapolis-Carmel-Muncie, IN. The last column shows what a transfer from Eugene, OR to Indianapolis, IN at the same grade and step does to real buying power.
| Grade5,2 | Eugene, OR | Indianapolis, IN | Real change, Eugene → Indianapolis |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,297 | +7.1% |
| GS-11 step 1 | $74,678 | $75,374 | +7.1% |
| GS-12 step 1 | $89,508 | $90,341 | +7.1% |
| GS-13 step 1 | $106,437 | $107,428 | +7.1% |
| GS-14 step 1 | $125,776 | $126,947 | +7.1% |
Pay for common jobs
| Median annual pay4 | Eugene, OR | Indianapolis, IN | Indianapolis pay in Eugene dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,260 | $60,510 | $64,223 (−0.1%) |
| Software Developers | $121,050 | $106,870 | $113,428 (−6.3%) |
| Accountants and Auditors | $79,930 | $79,290 | $84,155 (+5.3%) |
| Registered Nurses | $113,720 | $84,230 | $89,398 (−21.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.