City comparison

Eugene, OR vs Hartford, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hartford, CT are 1.2% higher than in Eugene, OR. Someone earning $100,000 in Eugene, OR would need about $101,200 in Hartford, CT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,477 a month in Hartford, CT versus $1,286 in Eugene, OR. On $100,000, that's 24% of take-home pay in Hartford, CT and 22% in Eugene, OR.
  • On $100,000, estimated state income tax is about $3,995 a year higher in Eugene, OR than in Hartford, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Eugene, OR to Hartford, CT ($106,437 → $120,094), while prices change by +1.2%. Net effect of the transfer: +11.5% in real buying power.
EugeneHartford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Eugene, OR: price level 101.6 (about average)
  • Hartford, CT: price level 102.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Eugene, ORHartford, CT
Price level (U.S. = 100)2101.6102.7
$100,000 is worth, in the other city2$101,160 in Hartford$98,853 in Eugene
Typical 1-bedroom rent3$1,286/mo$1,477/mo
Take-home on $100,00014,15,8$71,260$75,255
State income tax on $100,000 (estimate)8$7,920 (OR)$3,925 (CT)
Rent burden on $100,00022%24%
Median pay, all jobs4$49,680$59,940
Federal locality pay area7Rest of U.S.Hartford-East Hartford, CT-MA

Rent areas: Eugene-Springfield, OR MSA and Hartford-West Hartford-East Hartford, CT MSA. Metro areas: Eugene-Springfield, OR and Hartford-West Hartford-East Hartford, CT.

What costs more or less

Eugene, ORHartford, CT
Price level (U.S. = 100)EugeneHartford
Housing (rent)98.3110.2
Goods105.397.3
Utilities102.5144.9
Other services100.3102.7
Overall101.6102.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Eugene, OR → Hartford, CT

Roughly even

Buying power −1.1%; rent takes 24% of take-home; state tax −$3,995/yr.

65 Fair offer

Hartford, CT → Eugene, OR

Roughly even

Buying power +1.2%; rent takes 22% of take-home; state tax +$3,995/yr.

72 Strong offer

On the GS pay scale?

Eugene, OR is in the Rest of U.S. pay area; Hartford, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Eugene, OR to Hartford, CT at the same grade and step does to real buying power.

Grade5,2Eugene, ORHartford, CTReal change, Eugene → Hartford
GS-9 step 1$61,722$69,642+11.5%
GS-11 step 1$74,678$84,260+11.5%
GS-12 step 1$89,508$100,992+11.5%
GS-13 step 1$106,437$120,094+11.5%
GS-14 step 1$125,776$141,915+11.5%

Pay for common jobs

Median annual pay4Eugene, ORHartford, CTHartford pay in Eugene dollars
Elementary School Teachers, Except Special Education$64,260$79,800$78,885 (+22.8%)
Software Developers$121,050$132,520$131,001 (+8.2%)
Accountants and Auditors$79,930$95,940$94,840 (+18.7%)
Registered Nurses$113,720$101,470$100,307 (−11.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.