City comparison

Durham, NC vs Orlando, FL

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Orlando, FL are 3.9% higher than in Durham, NC. Someone earning $100,000 in Durham, NC would need about $103,900 in Orlando, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,731 a month in Orlando, FL versus $1,507 in Durham, NC. On $100,000, that's 26% of take-home pay in Orlando, FL and 24% in Durham, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Durham, NC than in Orlando, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Durham, NC to Orlando, FL ($111,147 → $106,437), while prices change by +3.9%. Net effect of the transfer: −7.9% in real buying power.
DurhamOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCOrlando, FL
Price level (U.S. = 100)297.6101.4
$100,000 is worth, in the other city2$103,942 in Orlando$96,208 in Durham
Typical 1-bedroom rent3$1,507/mo$1,731/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (FL)
Rent burden on $100,00024%26%
Median pay, all jobs4$60,720$46,630
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Durham-Chapel Hill, NC and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Durham, NCOrlando, FL
Price level (U.S. = 100)DurhamOrlando
Housing (rent)98.9123.4
Goods96.696.2
Utilities89.387.2
Other services98.298.9
Overall97.6101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Orlando, FL

Same pay buys less

Buying power −3.8%; rent takes 26% of take-home; state tax −$3,481/yr.

55 Fair offer

Orlando, FL → Durham, NC

Same pay goes further

Buying power +3.9%; rent takes 24% of take-home; state tax +$3,481/yr.

81 Strong offer

Federal employees: GS pay

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Orlando, FL is in Rest of U.S.. The last column shows what a transfer from Durham, NC to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Durham, NCOrlando, FLReal change, Durham → Orlando
GS-9 step 1$64,453$61,722−7.9%
GS-11 step 1$77,983$74,678−7.9%
GS-12 step 1$93,468$89,508−7.9%
GS-13 step 1$111,147$106,437−7.9%
GS-14 step 1$131,342$125,776−7.9%

Pay for common jobs

Median annual pay4Durham, NCOrlando, FLOrlando pay in Durham dollars
Information Security Analysts$129,670$129,440$124,531 (−4.0%)
Software Developers$135,620$129,620$124,705 (−8.0%)
Accountants and Auditors$85,090$78,630$75,648 (−11.1%)
Registered Nursesnot published$83,550—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.