City comparison

Durham, NC vs Nashville, TN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Durham, NC are 1.3% higher than in Nashville, TN. Someone earning $100,000 in Nashville, TN would need about $101,300 in Durham, NC to live the same way.
  • Typical 1-bedroom rents are close: $1,507 a month in Durham, NC and $1,578 in Nashville, TN.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Durham, NC than in Nashville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Durham, NC to Nashville, TN ($111,147 → $106,437), while prices change by −1.3%. Net effect of the transfer: −3.0% in real buying power.
DurhamNashville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Nashville, TN: price level 96.3 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCNashville, TN
Price level (U.S. = 100)297.696.3
$100,000 is worth, in the other city2$98,735 in Nashville$101,281 in Durham
Typical 1-bedroom rent3$1,507/mo$1,578/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (TN)
Rent burden on $100,00024%24%
Median pay, all jobs4$60,720$50,390
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. Metro areas: Durham-Chapel Hill, NC and Nashville-Davidson--Murfreesboro--Franklin, TN.

What costs more or less

Durham, NCNashville, TN
Price level (U.S. = 100)DurhamNashville
Housing (rent)98.9104.6
Goods96.696.2
Utilities89.372.0
Other services98.295.1
Overall97.696.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Nashville, TN

Roughly even

Buying power +1.3%; rent takes 24% of take-home; state tax −$3,481/yr.

73 Strong offer

Nashville, TN → Durham, NC

Roughly even

Buying power −1.3%; rent takes 24% of take-home; state tax +$3,481/yr.

65 Fair offer

On the GS pay scale?

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Nashville, TN is in Rest of U.S.. The last column shows what a transfer from Durham, NC to Nashville, TN at the same grade and step does to real buying power.

Grade5,2Durham, NCNashville, TNReal change, Durham → Nashville
GS-9 step 1$64,453$61,722−3.0%
GS-11 step 1$77,983$74,678−3.0%
GS-12 step 1$93,468$89,508−3.0%
GS-13 step 1$111,147$106,437−3.0%
GS-14 step 1$131,342$125,776−3.0%

Pay for common jobs

Median annual pay4Durham, NCNashville, TNNashville pay in Durham dollars
Elementary School Teachers, Except Special Education$51,400$61,460$62,247 (+21.1%)
Software Developers$135,620$126,610$128,232 (−5.4%)
Accountants and Auditors$85,090$78,080$79,080 (−7.1%)
Registered Nursesnot published$84,040—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.