City comparison

Durham, NC vs Madison, WI

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in Durham, NC (97.6) and Madison, WI (97.3, U.S. average = 100) are within 1% of each other, so $100,000 in Durham, NC goes as far as $99,700 in Madison, WI.
  • Typical 1-bedroom rents are close: $1,507 a month in Durham, NC and $1,482 in Madison, WI.
  • On $100,000, estimated state income tax is about $438 a year higher in Madison, WI than in Durham, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Durham, NC to Madison, WI ($111,147 → $106,437), while prices change by −0.3%. Net effect of the transfer: −4.0% in real buying power.
DurhamMadison
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Madison, WI: price level 97.3 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCMadison, WI
Price level (U.S. = 100)297.697.3
$100,000 is worth, in the other city2$99,708 in Madison$100,293 in Durham
Typical 1-bedroom rent3$1,507/mo$1,482/mo
Take-home on $100,00014,15,8$75,699$75,261
State income tax on $100,000 (estimate)8$3,481 (NC)$3,919 (WI)
Rent burden on $100,00024%24%
Median pay, all jobs4$60,720$58,080
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Madison, WI HUD Metro FMR Area. Metro areas: Durham-Chapel Hill, NC and Madison, WI.

What costs more or less

Durham, NCMadison, WI
Price level (U.S. = 100)DurhamMadison
Housing (rent)98.999.7
Goods96.693.8
Utilities89.389.8
Other services98.299.4
Overall97.697.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Madison, WI

Roughly even

Buying power +0.3%; rent takes 24% of take-home; state tax +$438/yr.

70 Fair offer

Madison, WI → Durham, NC

Roughly even

Buying power −0.3%; rent takes 24% of take-home; state tax −$438/yr.

68 Fair offer

Federal employees: GS pay

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Madison, WI is in Rest of U.S.. The last column shows what a transfer from Durham, NC to Madison, WI at the same grade and step does to real buying power.

Grade5,2Durham, NCMadison, WIReal change, Durham → Madison
GS-9 step 1$64,453$61,722−4.0%
GS-11 step 1$77,983$74,678−4.0%
GS-12 step 1$93,468$89,508−4.0%
GS-13 step 1$111,147$106,437−4.0%
GS-14 step 1$131,342$125,776−4.0%

Pay for common jobs

Median annual pay4Durham, NCMadison, WIMadison pay in Durham dollars
Information Security Analysts$129,670$104,110$104,415 (−19.5%)
Software Developers$135,620$130,630$131,013 (−3.4%)
Accountants and Auditors$85,090$81,130$81,368 (−4.4%)
Registered Nursesnot published$101,190—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.