City comparison
Des Moines, IA vs Nashville, TN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Nashville, TN are 5.1% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $105,100 in Nashville, TN to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,578 a month in Nashville, TN versus $1,109 in Des Moines, IA. On $100,000, that's 24% of take-home pay in Nashville, TN and 18% in Des Moines, IA.
- On $100,000, estimated state income tax is about $3,148 a year higher in Des Moines, IA than in Nashville, TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −0.8% moving from Des Moines, IA to Nashville, TN ($107,301 → $106,437), while prices change by +5.1%. Net effect of the transfer: −5.6% in real buying power.
- Des Moines, IA: price level 91.7 (much cheaper)
- Nashville, TN: price level 96.3 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Des Moines, IA | Nashville, TN | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.7 | 96.3 |
| $100,000 is worth, in the other city2 | $105,057 in Nashville | $95,187 in Des Moines |
| Typical 1-bedroom rent3 | $1,109/mo | $1,578/mo |
| Take-home on $100,00014,15,8 | $76,032 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,148 (IA) | $0 (TN) |
| Rent burden on $100,000 | 18% | 24% |
| Median pay, all jobs4 | $51,820 | $50,390 |
| Federal locality pay area7 | Des Moines-Ames-West Des Moines, IA | Rest of U.S. |
Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. Metro areas: Des Moines-West Des Moines, IA and Nashville-Davidson--Murfreesboro--Franklin, TN.
What costs more or less
| Price level (U.S. = 100) | Des Moines | Nashville |
|---|---|---|
| Housing (rent) | 84.7 | 104.6 |
| Goods | 93.7 | 96.2 |
| Utilities | 84.6 | 72.0 |
| Other services | 92.9 | 95.1 |
| Overall | 91.7 | 96.3 |
Moving with the same $100,000 salary
Des Moines, IA → Nashville, TN
Same pay buys less
Buying power −4.8%; rent takes 24% of take-home; state tax −$3,148/yr.
54 Fair offer
Nashville, TN → Des Moines, IA
Same pay goes further
Buying power +5.1%; rent takes 18% of take-home; state tax +$3,148/yr.
85 Strong offer
On the GS pay scale?
Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Nashville, TN is in Rest of U.S.. The last column shows what a transfer from Des Moines, IA to Nashville, TN at the same grade and step does to real buying power.
| Grade5,2 | Des Moines, IA | Nashville, TN | Real change, Des Moines → Nashville |
|---|---|---|---|
| GS-9 step 1 | $62,223 | $61,722 | −5.6% |
| GS-11 step 1 | $75,284 | $74,678 | −5.6% |
| GS-12 step 1 | $90,234 | $89,508 | −5.6% |
| GS-13 step 1 | $107,301 | $106,437 | −5.6% |
| GS-14 step 1 | $126,797 | $125,776 | −5.6% |
Pay for common jobs
| Median annual pay4 | Des Moines, IA | Nashville, TN | Nashville pay in Des Moines dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,650 | $61,460 | $58,502 (−5.1%) |
| Software Developers | $126,460 | $126,610 | $120,516 (−4.7%) |
| Accountants and Auditors | $79,290 | $78,080 | $74,322 (−6.3%) |
| Registered Nurses | $78,630 | $84,040 | $79,995 (+1.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.