City comparison
Des Moines, IA vs Lakeland, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Lakeland, FL are 5.9% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $105,900 in Lakeland, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,230 a month in Lakeland, FL versus $1,109 in Des Moines, IA. On $100,000, that's 19% of take-home pay in Lakeland, FL and 18% in Des Moines, IA.
- On $100,000, estimated state income tax is about $3,148 a year higher in Des Moines, IA than in Lakeland, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −0.8% moving from Des Moines, IA to Lakeland, FL ($107,301 → $106,437), while prices change by +5.9%. Net effect of the transfer: −6.4% in real buying power.
- Des Moines, IA: price level 91.7 (much cheaper)
- Lakeland, FL: price level 97.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Des Moines, IA | Lakeland, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.7 | 97.1 |
| $100,000 is worth, in the other city2 | $105,932 in Lakeland | $94,400 in Des Moines |
| Typical 1-bedroom rent3 | $1,109/mo | $1,230/mo |
| Take-home on $100,00014,15,8 | $76,032 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,148 (IA) | $0 (FL) |
| Rent burden on $100,000 | 18% | 19% |
| Median pay, all jobs4 | $51,820 | $46,140 |
| Federal locality pay area7 | Des Moines-Ames-West Des Moines, IA | Rest of U.S. |
Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Lakeland-Winter Haven, FL MSA. Metro areas: Des Moines-West Des Moines, IA and Lakeland-Winter Haven, FL.
What costs more or less
| Price level (U.S. = 100) | Des Moines | Lakeland |
|---|---|---|
| Housing (rent) | 84.7 | 95.9 |
| Goods | 93.7 | 96.2 |
| Utilities | 84.6 | 86.9 |
| Other services | 92.9 | 98.9 |
| Overall | 91.7 | 97.1 |
Moving with the same $100,000 salary
Des Moines, IA → Lakeland, FL
Same pay buys less
Buying power −5.6%; rent takes 19% of take-home; state tax −$3,148/yr.
51 Fair offer
Lakeland, FL → Des Moines, IA
Same pay goes further
Buying power +5.9%; rent takes 18% of take-home; state tax +$3,148/yr.
87 Strong offer
Federal employees: GS pay
Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Lakeland, FL is in Rest of U.S.. The last column shows what a transfer from Des Moines, IA to Lakeland, FL at the same grade and step does to real buying power.
| Grade5,2 | Des Moines, IA | Lakeland, FL | Real change, Des Moines → Lakeland |
|---|---|---|---|
| GS-9 step 1 | $62,223 | $61,722 | −6.4% |
| GS-11 step 1 | $75,284 | $74,678 | −6.4% |
| GS-12 step 1 | $90,234 | $89,508 | −6.4% |
| GS-13 step 1 | $107,301 | $106,437 | −6.4% |
| GS-14 step 1 | $126,797 | $125,776 | −6.4% |
Pay for common jobs
| Median annual pay4 | Des Moines, IA | Lakeland, FL | Lakeland pay in Des Moines dollars |
|---|---|---|---|
| Information Security Analysts | $123,740 | $100,470 | $94,844 (−23.4%) |
| Software Developers | $126,460 | $122,200 | $115,357 (−8.8%) |
| Accountants and Auditors | $79,290 | $76,820 | $72,518 (−8.5%) |
| Registered Nurses | $78,630 | $84,030 | $79,324 (+0.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.