City comparison

Denver, CO vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 4.9% higher than in Denver, CO. Someone earning $100,000 in Denver, CO would need about $104,900 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,754 in Denver, CO. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 28% in Denver, CO.
  • On $100,000, estimated state income tax is about $2,378 a year higher in Urban Honolulu, HI than in Denver, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −6.4% moving from Denver, CO to Urban Honolulu, HI ($118,675 → $111,119), while prices change by +4.9%. Net effect of the transfer: −10.7% in real buying power.
DenverUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COUrban Honolulu, HI
Price level (U.S. = 100)2105.8111.0
$100,000 is worth, in the other city2$104,896 in Urban Honolulu$95,333 in Denver
Typical 1-bedroom rent3$1,754/mo$2,016/mo
Take-home on $100,00014,15,8$75,488$73,110
State income tax on $100,000 (estimate)8$3,692 (CO)$6,070 (HI)
Rent burden on $100,00028%33%
Median pay, all jobs4$62,320$57,220
Federal locality pay area7Denver-Aurora, COState of Hawaii

Rent areas: Denver-Aurora-Centennial, CO MSA and Urban Honolulu, HI MSA. Metro areas: Denver-Aurora-Centennial, CO and Urban Honolulu, HI.

What costs more or less

Denver, COUrban Honolulu, HI
Price level (U.S. = 100)DenverUrban Honolulu
Housing (rent)146.9135.5
Goods101.0111.6
Utilities87.9187.3
Other services99.4102.9
Overall105.8111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Urban Honolulu, HI

Same pay buys less

Buying power −4.7%; rent takes 33% of take-home; state tax +$2,378/yr.

42 Weak offer

Urban Honolulu, HI → Denver, CO

Same pay goes further

Buying power +4.9%; rent takes 28% of take-home; state tax −$2,378/yr.

80 Strong offer

On the GS pay scale?

Denver, CO is in the Denver-Aurora, CO pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Denver, CO to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Denver, COUrban Honolulu, HIReal change, Denver → Urban Honolulu
GS-9 step 1$68,819$64,438−10.7%
GS-11 step 1$83,265$77,964−10.7%
GS-12 step 1$99,800$93,445−10.7%
GS-13 step 1$118,675$111,119−10.7%
GS-14 step 1$140,239$131,310−10.7%

Pay for common jobs

Median annual pay4Denver, COUrban Honolulu, HIUrban Honolulu pay in Denver dollars
Elementary School Teachers, Except Special Education$76,910$73,080$69,669 (−9.4%)
Software Developers$137,610$120,230$114,618 (−16.7%)
Accountants and Auditors$100,020$74,990$71,490 (−28.5%)
Registered Nurses$101,130$139,260$132,760 (+31.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.