City comparison

Denver, CO vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Denver, CO are 9.2% higher than in Tucson, AZ. Someone earning $100,000 in Tucson, AZ would need about $109,200 in Denver, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,754 a month in Denver, CO versus $1,081 in Tucson, AZ. On $100,000, that's 28% of take-home pay in Denver, CO and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $1,400 a year higher in Denver, CO than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.6% moving from Denver, CO to Tucson, AZ ($118,675 → $108,455), while prices change by −8.4%. Net effect of the transfer: −0.2% in real buying power.
DenverTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COTucson, AZ
Price level (U.S. = 100)2105.896.9
$100,000 is worth, in the other city2$91,600 in Tucson$109,171 in Denver
Typical 1-bedroom rent3$1,754/mo$1,081/mo
Take-home on $100,00014,15,8$75,488$76,889
State income tax on $100,000 (estimate)8$3,692 (CO)$2,291 (AZ)
Rent burden on $100,00028%17%
Median pay, all jobs4$62,320$47,760
Federal locality pay area7Denver-Aurora, COTucson-Nogales, AZ

Rent areas: Denver-Aurora-Centennial, CO MSA and Tucson, AZ MSA. Metro areas: Denver-Aurora-Centennial, CO and Tucson, AZ.

What costs more or less

Denver, COTucson, AZ
Price level (U.S. = 100)DenverTucson
Housing (rent)146.991.8
Goods101.096.2
Utilities87.989.5
Other services99.499.8
Overall105.896.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Tucson, AZ

Same pay goes further

Buying power +9.2%; rent takes 17% of take-home; state tax −$1,400/yr.

97 Strong offer

Tucson, AZ → Denver, CO

Same pay buys less

Buying power −8.4%; rent takes 28% of take-home; state tax +$1,400/yr.

38 Weak offer

Federal employees: GS pay

Denver, CO is in the Denver-Aurora, CO pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Denver, CO to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Denver, COTucson, AZReal change, Denver → Tucson
GS-9 step 1$68,819$62,893−0.2%
GS-11 step 1$83,265$76,095−0.2%
GS-12 step 1$99,800$91,205−0.2%
GS-13 step 1$118,675$108,455−0.2%
GS-14 step 1$140,239$128,162−0.2%

Pay for common jobs

Median annual pay4Denver, COTucson, AZTucson pay in Denver dollars
Information Security Analysts$136,670$102,260$111,638 (−18.3%)
Software Developers$137,610$123,710$135,055 (−1.9%)
Accountants and Auditors$100,020$76,320$83,319 (−16.7%)
Registered Nurses$101,130$94,110$102,741 (+1.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.