City comparison

Denver, CO vs Seattle, WA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Seattle, WA are 5.1% higher than in Denver, CO. Someone earning $100,000 in Denver, CO would need about $105,100 in Seattle, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,754 in Denver, CO. On $100,000, that's 33% of take-home pay in Seattle, WA and 28% in Denver, CO.
  • On $100,000, estimated state income tax is about $3,692 a year higher in Denver, CO than in Seattle, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Denver, CO to Seattle, WA ($118,675 → $119,630), while prices change by +5.1%. Net effect of the transfer: −4.0% in real buying power.
DenverSeattle
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Seattle, WA: price level 111.1 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COSeattle, WA
Price level (U.S. = 100)2105.8111.1
$100,000 is worth, in the other city2$105,059 in Seattle$95,185 in Denver
Typical 1-bedroom rent3$1,754/mo$2,146/mo
Take-home on $100,00014,15,8$75,488$79,180
State income tax on $100,000 (estimate)8$3,692 (CO)$0 (WA)
Rent burden on $100,00028%33%
Median pay, all jobs4$62,320$72,610
Federal locality pay area7Denver-Aurora, COSeattle-Tacoma, WA

Rent areas: Denver-Aurora-Centennial, CO MSA and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: Denver-Aurora-Centennial, CO and Seattle-Tacoma-Bellevue, WA.

What costs more or less

Denver, COSeattle, WA
Price level (U.S. = 100)DenverSeattle
Housing (rent)146.9151.3
Goods101.0104.0
Utilities87.992.8
Other services99.4106.8
Overall105.8111.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Seattle, WA

Same pay buys less

Buying power −4.8%; rent takes 33% of take-home; state tax −$3,692/yr.

42 Weak offer

Seattle, WA → Denver, CO

Same pay goes further

Buying power +5.1%; rent takes 28% of take-home; state tax +$3,692/yr.

80 Strong offer

Federal employees: GS pay

Denver, CO is in the Denver-Aurora, CO pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Denver, CO to Seattle, WA at the same grade and step does to real buying power.

Grade5,2Denver, COSeattle, WAReal change, Denver → Seattle
GS-9 step 1$68,819$69,373−4.0%
GS-11 step 1$83,265$83,935−4.0%
GS-12 step 1$99,800$100,602−4.1%
GS-13 step 1$118,675$119,630−4.0%
GS-14 step 1$140,239$141,367−4.0%

Pay for common jobs

Median annual pay4Denver, COSeattle, WASeattle pay in Denver dollars
Information Security Analysts$136,670$161,780$153,990 (+12.7%)
Software Developers$137,610$167,280$159,226 (+15.7%)
Accountants and Auditors$100,020$99,370$94,585 (−5.4%)
Registered Nurses$101,130$128,260$122,084 (+20.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.